Keep asking questions about online banking.

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Peony smart cards can be divided into folding cards and unfolded peony e-era smart cards. You can apply for a smart card with your existing passbook. After processing, the passbook and the card are the same account.

If B2C payment is required, please turn on the "E-commerce" function; If you need to transfer or remit money to any other person's account or my non-online banking registered account, please turn on the "external transfer" function. The above two functions need to be opened at the local ICBC online banking outlet with valid ID and registration card, and a password card or U shield can be used at the same time.

1. Apply for U shield. U shield customers are no longer limited by trading limits and payment time. In addition, using U Shield can also enjoy services such as signing financial agreements, which greatly enhances security on the basis of its original use. If you need to apply for U shield, please bring your valid ID card and online banking registration card to the local designated outlets to apply for U shield. Please contact the local 95588 service hotline for information about procedures and outlets.

The price of U shield:

Goldpac GEMPC KEY( 16K)76 yuan,

Gemstone electronic seal (32K)76 yuan;

G&D Stark 100(32K)76 yuan;

Hua Hong BHDC USB( 16K)60 yuan

BHDC USB(32K)68 yuan.

Note: All models of U shield products have the same function. The above are only reference prices, and the latest prices are subject to the announcement of outlets.

2. Apply for a password card. You can apply for a password card at a designated local outlet with valid ID and online banking registration card. After applying for the electronic password card, the single transaction limit of personal online banking is 1000 yuan; The daily cumulative transaction limit is 5,000 yuan, and there is no total payment limit control; The electronic bank password card has been used for 65,438+0,000 times (after the customer entered the correct password characters and passed the system verification). Once used, it can't be used again. Please apply for a new card free of charge at the business outlets of China Industrial and Commercial Bank.

At present, the password card is collected free of charge.

From September 1 2006, the limit of single transaction, daily cumulative limit and total payment transaction are all within 300 yuan. Customers whose payment limit reaches 300 yuan before September 1 need to apply for an electronic password card or U shield at the outlet. So if you need to transfer money between accounts, you need to apply for a password card or a U shield. Password cards are collected free of charge; U shield needs to be purchased. After opening, you can transfer or remit money to any other person's account or my non-online banking registered account.

You can add a registered account with the same name to the passbook of ICBC in this city at the business outlet, and then you can transfer the funds in the passbook to the LinkedIn card.

Electronic Express Remittance: There is no charge for the bank's business in the same city, and the remittance fee is charged by ordinary customers at 0.9% of the remittance amount, ranging from 0.9 yuan to 45 yuan, 0.5 yuan to 25 yuan.

Transfer and remittance between ICBC and other banks: all charges are 1% of the transaction amount, with the lowest charge of 1 yuan and the highest charge of 50 yuan.

When the password of the electronic password card is entered incorrectly for 10 times in a row, the bank will freeze the customer's online banking qualification, and you need to bring a valid ID card and registration card to the business outlet to replace the password card for free.