It is appropriate to insure through the sales department of Sunshine Insurance Company or official website. However, I need to remind you that the coverage of compulsory insurance is very limited, so you need to attach commercial auto insurance to your car. Generally speaking, the following three major auto insurances should be given priority when purchasing commercial auto insurance for automobiles:
1, car damage insurance. Generally, car damage insurance is needed to transfer economic risks.
2. Third party liability insurance. If an accident occurs during the use of the vehicle, causing personal injury or property loss to a third party, the insurance company shall compensate the insured for the part exceeding the compensation limit of compulsory insurance in accordance with the contract. If you unfortunately hit a luxury car or cause serious injuries while driving, the compensation may be as high as hundreds of thousands, and the maximum compensation for compulsory insurance is 1.22 million, which is obviously a drop in the bucket. However, the insurance company can compensate for the insufficient part of the compulsory insurance payment. It is recommended to buy at least 200,000-500,000.
3. Liability insurance for personnel on board. Driver's liability insurance: if a vehicle has an accident and the driver is injured or killed, the insurance company will compensate the loss according to the contract. Especially novices or people who often drive, the risk is greater. It is recommended to buy it to better protect your own safety. It is also possible to buy compulsory insurance from Sunshine Insurance Company, but it is not enough to buy compulsory insurance for your own car. You also need commercial auto insurance. Huize.com is an e-commerce platform, providing professional auto insurance and insurance schemes. Welcome to compare the purchase consultation. Advantages of Dida Auto Insurance: * Private car commercial insurance in the province 15%* Not limited to seven-star non-accident road rescue claims features: * Simple claims processing is fast * Fixed loss point setting or fixed loss on-site arrival. Advantages of Ping 'an Auto Insurance: * Private car commercial insurance in the province 15%* Free travel tax payment service claims features: * Quick on-site survey by experts * State compensation, and local claims can be made with complete documents.