Basic requirements of enterprises
1. The enterprise has been operating for two years and has tax data for more than two years.
2. the tax level is a/b/c/m.
3. The value-added tax amount in any year of the last two years is not 0.
4. There is no overdue tax payment in the last six months.
5. The applicant can only be the legal representative of the enterprise.
6. Change of legal person: subject to the update of the tax bureau system.
Credit request
1. Credit cards and quasi-credit cards cannot be frozen, bad debts or stopped payment;
2. The five-level classification status of loans cannot be shown as secondary or suspicious losses, and there can be no guarantor to compensate or pay off debts with assets;
3. The loan cannot appear: within 24 months, m1> 6、M4≥ 1； 12 months, m3 ≥1; Within 6 months, m2 ≥1; Quasi-credit card cannot appear: within 24 months, m1> 6 M4≥2 1； 12 months, m3 ≥1; Within 6 months, ≥1;
4. The status display of external secured loans cannot be secondary, suspicious or loss;
5. There is no requirement for the number of credit inquiries;
If the above requirements change, Weizhong Bank shall prevail.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands and low interest rates are trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200,000 (click the official free test, the internal application is special, and the pass rate is high), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.