Huaya borrows money This product is a loan platform operated by Heilongjiang Tang Sheng Internet Microfinance Co., Ltd. At present, this product can be regarded as a loan-assisting product. After the applicant submits the application materials, the platform will match the eligible loan quota according to his personal reputation. Matching borrowers include Changhanghua, Doudou Money and Xiaoying Card Loan. It is reported that Changhanghua can buy the next product whether it is rejected or not. In general,
It should be ok for Huaya to borrow a sum of money, and the audit is not very strict. After all, the system audit is not as rigorous as manual audit, and the probability of loan passing is very high.
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
It was also a business turnover need before, and I used several microfinance products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest was also very low (the minimum annualized rate was 7.2%), and the almost 4% I got was still relatively low. All of them are put forward and divided into 12 periods.
Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Spend a little money-pay special attention if you have money:
1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.
2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer. The quota can be recycled!
My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.
The third is that Ping An Bank can borrow up to 500,000 yuan in new loans (fast loans)! 0 mortgage 0 guarantee: no guarantee is needed, only personal credit is needed, and the application threshold is low: you can apply for a monthly income of more than 4,000 yuan (provident fund, mortgage, and insurance policy are all available).
Ping An Xin Yi Dai Click Online Measurement