Is Jumi Finance Reliable?

Jumi Finance is a fraud company. Don't be cheated in the future. I'll cheat you step by step. Say your card number is wrong first, then your money is frozen, and then ask you to pay a deposit of several thousand dollars, otherwise you will sue for breach of contract. Why should I break the contract and not take the money? It's hateful to be cheated by such a liar without money.