Sichuan Tianfu Bank has launched a special time deposit product "Ping An Certificate of Deposit".
The longest deposit period of this time deposit product is 5 years, and the longer the deposit period, the higher the income. In other words, if you deposit 6,543,800 yuan in Tianfu Bank, the interest income after five years will be 2,650 yuan. The certificate of deposit with peace of mind is either an insurance wealth management product or a time deposit, which belongs to the category of national deposit insurance system.
In addition, the interest rule is to calculate interest according to the regular interest rate corresponding to the deposit date. The term is divided into days, 3 months, 6 months, 1 year, 2 years, 3 years, and 5 years, which are calculated by segments according to the actual days in each term interval.
This kind of time deposit can be withdrawn in advance at will, and the interest is calculated according to the interest rate corresponding to the actual deposit period, which has the flexibility of current demand and high regular income to a certain extent.
For example, if 10,000 yuan is deposited for 1 280 days a year, the actual interest is 159875 yuan according to the "e-step-by-step deposit form", while the interest on ordinary time deposits is 311yuan, and additional interest income can be obtained.
Extended data:
Characteristics of assured certificates of deposit
1, the initial deposit amount is low, only 1 ten thousand yuan.
2, high security. The certificate of deposit is a time deposit, with no risk below 500,000 100%.
3. Strong flexibility. Between deposits, depositors can withdraw at any time without any restrictions.
4. Pay interest every month. Tianfu Bank will transfer the interest of depositors to its bank card every month, and the interest will be calculated according to the five-year time deposit rate. If the depositor withdraws in advance, the interest will be deducted from the principal.
5. The interest rate is high, reaching 5.35%.
Sixth, calculate interest flexibly to maximize depositors' income. If the depositor withdraws money in advance, the interest will be settled at the interest rate of the same term deposit, which is higher than the interest rate of the current deposit.
Baidu Encyclopedia-Nanchong City Commercial Bank
Dazhou Evening News-Tianfu Bank launched a special time deposit of 654.38+10,000 yuan, with a five-year interest of 26,500 yuan.