Upon inquiry, the company has been filed with the Industrial and Commercial Bureau, and it is a legal and compliant enterprise, subject to the supervision and supervision of industry departments.
After the inquiry and evaluation of big data, the filing of the industrial and commercial bureau system and related business data, the company's current operating conditions are normal, the company's prospects are still ok, and the overall situation of the company is still very good.
In China, many small loan companies are formal and have licenses issued by financial supervision departments. However, there are some informal microfinance companies in the credit market.
1, see if there is a license plate.
Under normal circumstances, reliable small loan companies will hang their business licenses and loan business licenses in conspicuous places of the company. In addition, reliable microfinance companies can check the certification status online. If you find that the microfinance company has no license, it must be unreliable.
2. Look at shareholders
The stronger the shareholders behind the microfinance company, the higher the reliability. If the shareholders of a microfinance company are central enterprises, large state-owned enterprises and enterprises with high social visibility, then this microfinance company is still relatively reliable.
3. Is the charge open and transparent?
Generally speaking, more reliable small loan companies will specify the loan fees, with an annualized rate of less than 36%. If a small loan company intends to cover up its charges, then this company is not reliable.