First, private lending should pay attention to preserving evidence. In the news, the man had written the IOU, but three months later, several streets put a blank sheet of paper. In life, some people have really bad personalities. Others kindly lent him money, and as a result, he deliberately cheated others.
But people are unpredictable, and we don't know how to distinguish such people. The best way is to leave some favorable evidence.
When writing an IOU, the handwriting on the IOU may disappear, and we can leave evidence in other ways. Such as audio recording or video recording.
Video recording is the best way to clearly record the process reasons and the amount of money he borrowed. In this way, if you have problems in the future, you can take out this video and defend your rights through legal channels.
Second, when private lending, we should find some intermediaries to testify. It is best to find a witness when private lending, so that in case the other party wants to breach the contract in the future, the intermediary can also testify for himself and let the intermediary recognize himself as a witness.
Third, private lending should be mortgaged. When people borrow money, some people will not pay it back or can't afford it. Faced with this situation, you should ask the other party to make some mortgage, so that even if the other party doesn't pay back the money or can't afford it, it won't ruin you.
Sometimes I lend money to each other out of kindness, but I didn't expect it to hurt myself. People nowadays are really unpredictable. I think the best thing is not to engage in private lending. If you have money, you can invest it or deposit it in the bank. Not engaging in private lending is the best way to protect your rights and interests.
What do you think private lending should pay attention to? Welcome to leave a message below.