Non-local household registration buys a house in Beihai, and the first suite has no room in the local urban area or no loan or 1 suite, and the loan is paid off to buy a house in the restricted area of Beihai. The down payment ratio of commercial loans is 30%; If there are 1 apartment in the local city and the loan has not been paid off ((recognizing the local apartment and recognizing the national loan, the above situation is considered as the second apartment), the down payment ratio of commercial loan is 40%. The second suite has already bought 1 suite in the restricted area of Beihai, and it is not allowed to buy a house in the restricted area. The only preferential policy for foreigners to buy a house in Beihai is that the purchase amount is more than 300,000 yuan, and three accounts can be moved to Beihai. Then the preferential policy that both locals and foreigners can enjoy is to buy a house before 20 16 12.30, and after paying the deed tax, they can apply to Beihai Real Estate Trading Center for a financial subsidy of 1% of the purchase amount.
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