2. Jiangmen property buyers should be over 18 years old, and men should not be over 60 years old and women should not be over 55 years old when the loan expires.
3. Buyers need a stable source of income and the ability to repay the principal and interest.
Matters needing attention in buying a house in Jiangmen
1, is the property right clear:
Some houses have multiple owners, such as heirs, families and couples. To this end, the buyer should sign a house sales contract with all owners. If only some * * * people dispose of the property owned by * * without authorization, the sales contract signed by the buyer with other * * * people is generally invalid.
2, housing procedures are complete:
The certificate of real estate ownership is the only proof that the owner owns the house. When the house without real estate license is traded, there is a great risk that the buyer can't get the house. The owner can mortgage or resell the real estate license, even if it is not obtained in the future, the owner can mortgage and resell it. So it is good to choose a house with real estate license for trading.
3. Whether the transaction house is rented:
Some houses were rented by others when they were transferred. If buyers only look at the property ownership certificate and pay attention to the transfer procedures, but not whether there is a lease, then it is very likely that buyers will get a property that cannot be moved in or used in time. Because China, including most countries, recognizes that "buying and selling does not break the lease", that is to say, the housing sales contract cannot compete with the previously established lease contract. This point is ignored by many buyers and intermediary companies in practice, and is also used by many sellers, which leads to more disputes.
4. Is the property management fee in arrears?
In the housing market, some homeowners have long been in arrears with property management fees, electricity fees and gas (natural gas, heating, gas) fees when transferring their ownership, and have already owed a lot of fees. The buyer bought the house without knowing it, and the buyer may have to bear all the expenses.