Ping An Bank's national 24-hour service hotline 955 1 1, and credit card's national 24-hour service hotline 9551/turn 2. Cardholders can call Ping An Bank's credit card manual service number first, and then transfer to manual service. 1. Ping An Bank's customer service telephone provides users with 7×24-hour services, including: account inquiry, transfer and remittance, payment, fund inquiry and transaction, loan account inquiry, emergency loss reporting, password modification, bill mailing address change and loan receipt supplement, enterprise information inquiry, business consultation and other services. Ping An Bank: 1. Ping An Bank Co., Ltd. is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., one of Chinese mainland 12 national joint-stock commercial banks and one of the three business pillars of Ping An Group. Its headquarters is located in Shenzhen, Guangdong. Its predecessor was Shenzhen Development Bank, mainly engaged in financial and credit services. 2002110/On October 20th, Ping An Bank announced its third-quarter net profit of1155 million yuan, a year-on-year increase of 32.5%. In the first three quarters, the net profit was 2965438+35 million yuan, a year-on-year increase of 30. 1%. 2. Ping An Bank is a national joint-stock commercial symbol bank of Ping An Bank, headquartered in Shenzhen (SZ00000 1). Its predecessor, Shenzhen Development Bank, is the first publicly listed national joint-stock bank in China. China Ping An and its holding subsidiaries are the controlling shareholders of the Bank. As of June, 20021,Ping An Bank had 37,384 employees, and provided various financial services to customers through10/branches and110 business institutions. 3. General business items include: handling RMB deposit, loan, settlement and remittance business; Acceptance and discount of RMB bills; All kinds of trust business; Issuing or trading RMB securities with the approval of the regulatory authorities; Foreign exchange deposits and remittances; Domestic and foreign loans; Issuing or acting as an agent to issue securities inside and outside China; Trade and non-trade settlement; Bill acceptance and discount; Foreign exchange loans; Buying and selling foreign exchange and securities on behalf of clients and buying and selling foreign exchange on their own; Credit investigation, consultation and witness business; Insurance concurrent agency business; Gold import business; Other businesses approved or allowed by the relevant regulatory authorities.
2. Where can I consult for the loan from Kunming Ping An Bank?
Ping 'ansha in High-tech Zone
3. What is the customer service phone number of Ping An Pratt & Whitney Loan?
Please call the manual customer service; Tel: 0371-5331-8594 (24-hour manual service)
Both parties shall fully perform their respective obligations in accordance with the agreement.
The parties shall follow the principle of good faith and fulfill the notice and agreement according to the nature, purpose and trading habits of the contract.
Help, confidentiality and other obligations.
Article 61 After the contract came into effect, the parties did not agree on the quality, price or remuneration, place of performance, etc.
If the agreement is not clear, it can be supplemented by agreement; If a supplementary agreement cannot be reached, it shall be in accordance with the relevant provisions of the contract or
Trading habits are certain.
Article 62 Where the parties have not clearly agreed on the contents of the relevant contract, it shall be handled in accordance with the provisions of Article 61 of this Law.
If it can be determined, the following provisions shall apply:
(a) the quality requirements are not clear, in accordance with national standards and industry standards; There are no national standards and industries.
Standards, in accordance with the usual standards or specific standards that meet the purpose of the contract.
(2) If the price or remuneration is not clear, it shall be performed according to the market price at the place of performance when the contract is concluded; abide by the law
When government pricing or government guidance is implemented, it shall be implemented in accordance with the regulations.
(3) Where the place of performance is unclear, if money is paid, it shall be performed at the place where the party receiving the money is located; Real estate delivery
, performed at the location of the real estate; Other targets shall be performed at the place where the party performing the obligations is located.
(4) If the time limit for performance is not clear, the debtor may perform at any time, and the creditor may also demand performance at any time.
However, the other party should be given the necessary preparation time.
(5) If the method of performance is not clear, it shall be performed in a way conducive to the realization of the purpose of the contract.
(six) if the burden of performance expenses is not clear, it shall be borne by the party performing the obligation.
Article 63 Where government pricing or government-guided pricing is implemented, the government pricing shall be within the delivery period agreed in the contract.
If there is any adjustment, the price shall be calculated at the time of delivery. If the subject matter is delivered late and the price rises, the original price shall prevail.
ok； When the price drops, the new price shall prevail. Where the subject matter is withdrawn or the payment is overdue, the local price will rise.
, at the new price; When the price drops, the original price shall prevail.
Article 64 If the parties agreed that the debtor should perform the debt to the third person, the debtor failed to perform the debt to the third person.
If the service or performance of the debt does not conform to the agreement, it shall be liable to the creditor for breach of contract.
Article 65 If the parties agree that a third person shall perform the debt to the creditor, the third person fails to perform or fails to perform.
If the bank's debts are not in conformity with the agreement, the debtor shall bear the liability for breach of contract to the creditor.
Article 66 If the parties owe debts to each other and there is no order of performance, they shall perform at the same time. One side is on the other side.
Have the right to refuse their performance requirements before the performance. When one party fails to perform the contract, the other party has the right to refuse to perform.
Performance requirements.
Article 67 If the parties owe each other debts, they shall perform them in sequence. If one party fails to perform, it shall perform first and then perform.
Party A has the right to refuse its performance requirements. If the first performing party fails to perform the contract, the second performing party has the right to refuse to perform the contract.
Corresponding performance requirements.
Article 68 If the party who performs the debt first has definite evidence to prove that the other party has one of the following circumstances,
Performance may be suspended:
(a) the business situation has deteriorated seriously;
(2) Transferring property or withdrawing funds to avoid debts;
(3) loss of business reputation;
(four) there are other circumstances that have lost or may lose the ability to perform debts.
If a party suspends performance without definite evidence, it shall be liable for breach of contract.
Article 69 If a party suspends performance in accordance with the provisions of Article 68 of this Law, it shall promptly notify the other party.
After the other party provides appropriate guarantee, it shall resume performance. After the suspension of performance, the other party fails to resume performance within a reasonable period of time.
In case of force majeure and failure to provide appropriate guarantee, the party that suspends performance may terminate the contract.
Article 70 Where the creditor fails to notify the debtor of the division, merger or change of domicile, making it difficult to perform the debt.
In case of difficulty, the debtor may suspend performance or deposit the subject matter.
Article 71 The creditor may refuse the debtor to perform the debt in advance, but the advance performance shall not harm the interests of the creditor.
Except ...
The expenses incurred by the creditor due to the debtor's early performance of the debt shall be borne by the debtor.
Article 72 A creditor may refuse the debtor's partial performance, but the partial performance shall not harm the creditor's interests.
Except ...
The expenses incurred by the creditor due to the debtor's partial performance of the debt shall be borne by the debtor.
Article 73 If the debtor delays in exercising the creditor's rights due, thus causing damage to the creditor, the creditor may demand compensation from the creditor.
The people request to subrogate the debtor's creditor's right in their own name, but the creditor's right belongs exclusively to the debtor's own creditor's right.
Outside.
The scope of subrogation is limited to creditor's rights. The necessary expenses for the creditor to exercise subrogation shall be borne by the debt.
The burden of mankind.
Article 74 Where the debtor abandons the due creditor's rights or transfers the property for free, thus causing damage to the creditor,
The creditor may request the person to cancel the debtor's behavior. The debtor transfers the property at an obviously unreasonable low price,
If damage is caused to the creditor and the assignee knows the situation, the creditor may also request the debtor to cancel the debt.
Human behavior.
The scope of revocation right is limited to creditor's rights. The necessary expenses for the creditor to exercise the cancellation right shall be borne by the debt.
The burden of mankind.
Article 75 The right of revocation shall be exercised within one year from the date when the creditor knows or should know the reasons for revocation. Self-debt
If the agent fails to exercise the right of cancellation within five years from the date of occurrence, the right of cancellation shall be extinguished.
Article 76 After this contract comes into effect, the parties may not change their names, legal representatives or responsibilities.
The alteration or contractor fails to perform the contractual obligations.
Chapter V Alteration and Assignment of Contract
Article 77 The parties may modify the contract through consultation.
Where laws and administrative regulations stipulate that the alteration of a contract shall go through the formalities of approval and registration, such provisions shall prevail.
Article 78 If the parties have not clearly agreed on the contents of the contract change, it is presumed that it has not been changed.
Article 79 A creditor may assign all or part of his contractual rights to a third party, except in any of the following circumstances:
(a) according to the nature of the contract shall not be transferred;
(two) according to the agreement of the parties shall not be transferred;
(3) It shall not be transferred according to law.
Article 80 Where a creditor transfers its rights, it shall notify the debtor. Without notice, it will not be transferred to the debtor.
Health effects.
The notice of the creditor's transfer of rights shall not be revoked, except with the consent of the transferee.
Article 81 Where a creditor assigns its rights, the assignee obtains the subordinate rights related to the creditor's rights, but the subordinate rights are exclusive.
Except those belonging to the creditors themselves.
Article 82 After receiving the notice of assignment of creditor's rights, the debtor may raise a defense against the assignor to the assignee.
Advocate.
Article 83 When the debtor receives the notice of assignment of creditor's rights, the debtor enjoys the creditor's rights against the transferor, and the debtor
Where the creditor's right expires before the assigned creditor's right or at the same time as the assigned creditor's right, the debtor may claim set-off from the assignee.
Article 84 Where the debtor assigns all or part of its contractual obligations to a third party, it shall obtain the consent of the creditor.
Meaning.
Article 85 If the debtor transfers the debt, the new debtor may claim the defense of the original debtor against the creditor.
Article 86 If the debtor transfers the debt, the new debtor shall bear the secondary debt related to the main debt, but the new debtor shall
Except that the debt belongs exclusively to the original debtor.
Article 87 The transfer of rights or obligations stipulated by laws and administrative regulations shall be subject to approval and registration.
Continue, in accordance with its provisions.
Article 88 A party may, with the consent of the other party, assign its rights and obligations in the contract together.
Give it to a third person.
Article 89 Where rights and obligations are transferred at the same time, the provisions of Articles 79, 81 to 80 of this Law shall apply.
Articles 3, 85 to 87.
Article 90 If the parties merge after concluding a contract, the merged legal person or other organization shall exercise the contractual rights.
, fulfill the contractual obligations. In case of disagreement between the parties after the conclusion of the contract, it shall be decided by the creditor unless otherwise agreed by the creditor and the debtor.
A separate legal person or other organization enjoys joint and several creditor's rights and obligations under this contract and undertakes joint and several debts.
4. How to borrow the Ping An policy?
Ping An Insurance Loan Method:
During the validity period of the main insurance contract, you can apply for a policy loan with the maximum amount of 80% of the cash value of the policy at that time with the consent of the company. You can borrow money through this project if necessary.
Customers go to the customer service center to consult the customer service center of China Ping An Life Insurance Company of China Insurance Company and the cooperative bank, and make an appointment to go to the counter.
Documents to be prepared:
When the applicant and the insured are the same person:
Application for change of insurance contract (policy loan/repayment)
Identity documents of the insured.
A current settlement account with the applicant as the account name.
When the applicant and the insured are different persons:
Application for change of insurance contract (policy loan/repayment) (if the insured is not authorized, the insured must sign it)
Identity documents of the insured.
A current settlement account with the applicant as the account name.
The identity certificate of the insured
The customer entrusts a salesman or other person to handle it at the customer service center.
Documents to be prepared:
When the applicant and the insured are the same person:
Application for change of insurance contract (policy loan/repayment)
certificate of appointment
Identity documents of the insured.
Agent's ID card
A current settlement account with the applicant as the account name.
When the applicant and the insured are different persons:
Application for change of insurance contract (policy loan/repayment) (if the insured is not authorized, the insured must sign it)
certificate of appointment
Identity documents of the insured.
The identity certificate of the insured
Agent's ID card
A current settlement account with the applicant as the account name.
Expand knowledge:
applicant
Policy-holder (if the policy-holder and the insured are not the same person and the insured is not authorized, the insured must authorize)
Acceptance time
Within the validity period of the policy
Important note:
1. If the insured has authorized it, there is no need to authorize it again;
2. When entrusting a salesman, the trustee is limited to the service personnel of any valid policy under the customer's name;
3. When entrusting others, the trustee is limited to the applicant's parents, spouse, children and other immediate family members.
List of interest rates for policy loans and self-raised funds