Lending Bao is the latest online lending platform. As long as users have credit cards or Alipay, they can borrow money.
1, credit?
For loan users, the biggest concern is whether the loan will check the credit information. At present, the loan application is not aimed at the lender, but may match the bank financial institutions, which will have an impact on the credit investigation. ?
2. Call the contact? ?
From the feedback of successful partners, most of them did not pay a return visit after submitting their applications, and a few would pay a return visit to themselves. A return visit is generally not a big problem, and you can arrive on the same day. ?
3. Application materials?
Need to provide identity authentication, face recognition, personal basic information, operator, email authentication/Alipay. For most people, this is relatively simple information. It is recommended to choose Alipay or credit card, so the pass rate will be higher. ?
4. What is the deadline?
At present, the maximum loan application amount is 65,438+05,000 yuan, the longest loan can be divided into 65,438+02 months, and the minimum monthly interest rate is about 0.5%. Need to have a real-name mobile phone number for more than half a year. The repayment method of the loan is consistent with the previous easy loan installment. The principal of the loan is basically paid off in the first three installments, and the interest is also paid off in the last nine installments. ?
To sum up, because it is similar to easy loan and loves installment, users who have been rejected before are likely to apply for loans. At present, it is unknown whether the quotas of the two apps are * * * and the information is not * * *.