For property buyers: increase the withdrawal amount of provident fund and clarify the educational facilities in residential quarters.
Increase the housing provident fund to support the reasonable demand for buying houses such as the first suite and improved housing, purchase second-hand houses to apply for housing provident fund loans, and implement the pre-approval system for second-hand housing loans. Increase the withdrawal amount of housing provident fund for paid employees. Deposited employees who have no room in their workplace and rent a house for their own occupation can apply for withdrawal of housing provident fund once a year, and the maximum withdrawal amount is raised to 1.8 million yuan per year.
Residential special maintenance funds paid by half. The special maintenance funds for newly-built commercial housing will be paid by half, and the owners who purchase commercial housing should pay before handling the house delivery procedures.
Accelerate the talent housing project. Encourage the county (city) people's government to buy and lease existing commercial housing for talent housing. Support real estate enterprises to build a certain proportion of talent housing in real estate development. Counties (cities) can encourage the purchase of commercial housing by giving a one-time monetary subsidy or the sales price is not higher than 80% of the planned sales price of commercial housing in the same region in principle. Newly-purchased commercial housing can be listed and traded only after obtaining the certificate of immovable property for 2 years.
Encourage foreigners to buy houses. Non-Wenshan household registration personnel purchase commercial housing in Wenshan, enjoy the same medical, educational and employment conditions as Wenshan household registration personnel, and enjoy preferential policies such as A-level tourist attractions and transportation in the same area.
Encourage residents to buy property parking spaces (garages). Underground property parking spaces (garages) should be unified into the real estate project sales table for online signing and filing sales. Encourage real estate development enterprises to pay property management service fees for one year. , and give preferential treatment to residents to buy underground property parking spaces (garages).
Clarify the construction of supporting facilities for education in residential quarters. When transferring land, the supporting educational facilities such as primary and secondary schools and kindergartens should be clearly defined in the transfer conditions. The compulsory education schools that have passed the completion and acceptance are used and managed by the county (city) people's government, and the kindergartens are handed over to the county (city) people's government to hold public kindergartens or entrust them to be inclusive kindergartens. Do not have the conditions for the construction of kindergartens, primary and secondary schools, the development and construction units shall pay the corresponding construction funds to the county (city) people's government.
Further standardize the real estate sales behavior. Without obtaining the pre-sale permit for commercial housing projects, real estate development enterprises and commercial housing underwriting institutions shall not conduct pre-sale. For the projects that have obtained the pre-sale permit of commercial housing, all the pre-sale funds of commercial housing such as down payment and mortgage loan issued by commercial banks are directly deposited into the supervision account. Commercial housing should be clearly marked, and real estate development enterprises should publicize the housing information at one time within the pre-sale permit of commercial housing. In principle, the pre-sale (sales) price shall not be lower than or higher than 10% of the price of the public housing information. Further standardize the supervision of the advertising marketing behavior of real estate development enterprises and commercial housing underwriting institutions, and shall not spread advertising information containing false or misleading contents, and shall not deceive and mislead consumers.
Land supply: the deposit for land auction is 20% of the starting price, and the clearing of idle land should be intensified.
Optimize the payment of land transfer price. For newly leased land for development and construction, the bid bond shall be determined at 20% of the starting price; The land transfer fee can be paid in two installments, the first installment is not less than 50% of the land transfer fee within 30 days from the date of signing the contract, and the last installment is not more than one year. During the epidemic period, the payment time of the final payment can be postponed for 60 days within the period agreed in the contract, and the delayed payment period is not included in the liquidated damages and interest, and the certificate of immovable property rights can only be processed after the final payment is paid.
Reasonably determine the scale of land use. Counties (cities) should strictly implement the "net land" transfer requirements, improve the construction of public facilities and infrastructure, dynamically and reasonably arrange the planning indicators and supply timing of residential land according to the digestion cycle of commercial housing inventory, and maintain the overall balance between supply and demand. If the inventory digestion cycle is less than 6 months, the land supply will obviously increase and accelerate; 6-1February, increase land supply; 12-1August to maintain the land supply level; 18-36 months, appropriately reducing land supply; Over 36 months, land supply will be suspended or restricted.
Appropriately reduce the proportion of commercial and residential. Comprehensive urban regional development, commercial housing inventory and other factors, reasonably determine the annual supply scale of commercial land, and scientifically adjust the pace of land supply. Counties (cities) that have removed commercial and commercial houses for more than 36 months may suspend the supply of commercial and commercial land without affecting the disposal of approved but unused land. The commercial-residential ratio of mixed land can be set flexibly, and it can be reduced appropriately under the condition of conforming to the regulatory detailed planning. In the case of market demand, local governments can study and determine the supply of commercial and commercial land according to the supporting conditions of commercial and commercial houses in the region.
Intensify efforts to clean up idle land. The natural resources department shall identify idle land according to the Measures for Disposal of Idle Land, and start the procedures for identifying idle land according to law. The natural resources department shall issue the decision on the collection of idle land fees and other documents to the payer, and push the information on the source of fees to the tax department. The payer shall declare and pay to the tax authorities according to the decision on the collection of idle land fees.
Relax the pre-sale of commercial housing and reasonably determine the supervision quota.
Appropriately relax the approval conditions for the pre-sale permit of commercial housing. According to the pre-sale of commercial housing, the investment in development and construction will reach more than 25% of the total investment in engineering construction, the progress of building image of seven floors and below (including basement) will reach plus or minus zero, and the progress of building image of seven floors and below (excluding basement) will reach the ground floor; If the progress of building image above seven floors (without basement) reaches three floors above the ground, and the progress of building image above seven floors (with basement) reaches two floors above the ground, you can apply for the pre-sale permit of commercial housing. Pre-audit system shall be implemented for the pre-sale permit of commercial housing, and all necessary documents shall be approved and issued within 1 working day.
Manage and use the pre-sale funds of commercial housing, and reasonably determine the supervision quota. The funds within the supervision quota shall ensure the completion and delivery of the project. Commercial banks are not allowed to deduct funds without authorization. Real estate development enterprises that set up subsidiaries or group companies may not transfer funds. The funds within the supervision quota are allocated according to the construction progress node, and the funds beyond the supervision quota can be extracted and used by real estate development enterprises. When the people's court takes measures to preserve and execute the pre-sale fund supervision account, it should effectively avoid that the construction unit's project progress payment cannot be allocated in place and the construction of commercial housing projects will stop, which will affect the completion and delivery of the project and damage the legitimate rights and interests of the majority of buyers. Except for creditor's rights cases such as project progress payment, material payment and equipment payment arising from project construction, the people's court shall not take deduction measures before the commercial housing project completes the first registration of housing ownership. The funds in the supervision account frozen by the people's court can be used to pay the project construction funds after the approval of the housing and urban-rural development bureau of the county (city) where the project is located.
Deferred payment of supporting fees for urban infrastructure, and implemented the national policy of deferred tax refund, tax reduction and fee reduction.
Deferred payment of supporting fees for urban infrastructure. When a real estate development enterprise signs a land transfer contract, the natural resources department of each county (city) can simultaneously issue a construction land planning permit, and the real estate development enterprise does not need to submit an application. The supporting fee for urban infrastructure can be postponed, and the longest time shall not exceed the pre-sale permit of commercial housing, and it shall be paid before the pre-sale permit of commercial housing is obtained.
Support the reconstruction of affordable rental housing. Encourage the county (city) people's government with the demand for affordable rental housing to lease the stock of commercial housing and office space and transform it into affordable rental housing. Support real estate enterprises to participate in the construction of affordable rental housing, and incorporate it into the urban affordable rental housing management system, manage it in strict accordance with the relevant policies of affordable rental housing, and enjoy policy support such as land, taxation and finance.
Implement the national policy of deferred tax refund, tax reduction and fee reduction. Affected by the epidemic, enterprises suffered heavy losses and their normal production and business activities were greatly affected. If it is really difficult to pay taxes on time and meets the conditions stipulated in the tax law, the enterprise shall apply for an extension of tax payment according to law, and the longest extension of tax payment shall not exceed 3 months. Fully support the healthy and stable development of small and micro enterprises, faithfully implement the tax policy of Announcement of Finance Department of Yunnan Province in People's Republic of China (PRC) and Taxation Bureau of Yunnan Province in State Taxation Administration of The People's Republic of China on Further Implementing the Tax Relief Policy of Six Taxes and Two Fees for Small and Micro Enterprises (Announcement No.4 in 2022), and actively implement the preferential tax relief policies for qualified taxpayers such as real estate companies from the perspective of taxpayers' needs.
Optimize real estate financial services. The staged deposit agreed between the real estate development enterprise and the financial institution from the date when the purchaser applies for pre-sale mortgage to the date when the existing house mortgage is realized after the real estate is completed and accepted, and the loan deposit is not higher than 3% of the mortgage loan amount of the purchaser in principle on the premise of not violating the national policy and the risk management of the financial institution. We will implement differentiated housing credit policies, continuously optimize housing financial services, better meet the rigid housing needs and improved housing needs of buyers, and increase credit demand support for self-sustaining, leasing and operating enterprises of non-residential commercial housing. As the supervision account of commercial housing pre-sale funds, the bank should appropriately increase the mortgage loan amount of the supervision project.
Implement preferential deposit policies. Bank guarantee can be used instead of supporting facilities deposit, sporadic land integration performance deposit and migrant workers' salary deposit. The wage margin of migrant workers shall be stored in different ways, and the units that have not defaulted on wages within a certain period of time shall be reduced or exempted, and the storage ratio of the units that have defaulted on wages shall be appropriately increased.