What qualifications do you need to set up a small loan company?
How to set up a small loan company needs to meet the following conditions:
1, with articles of association that meet the requirements.
2. The promoters or investors shall meet the prescribed conditions.
3. Small loan companies are organized as limited liability companies or joint stock limited companies. A limited liability company shall be established by capital contribution of shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.
4. The source of the registered capital of the small loan company is true and legal, and all of them are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 5 million yuan, and the registered capital of a joint stock limited company is not less than 6.5438+million yuan. The shares held by a single natural person, enterprise legal person, other social organizations and their related parties shall not exceed 65,438+00% of the total registered capital of the microfinance company.
5. There are directors and senior managers who meet the requirements of post qualifications.
6. Staff with corresponding professional knowledge and experience.
7. Necessary organizational structure and management system.
8. Having business premises, safety precautions and other business-related facilities that meet the requirements.
9 other prudential conditions stipulated by the provincial government finance office.
10, registration procedures for microfinance companies
1), and get an application form for pre-approval of enterprise (font size) name from the industrial and commercial bureau.
2) Prepare application documents and materials.
3) Investors should prepare relevant qualifications. This part shall be carried out simultaneously or in advance with the above application materials. Investors should prepare the relevant qualifications required for the establishment of a financing guarantee company according to the Detailed Rules for the Implementation of the Interim Measures for the Administration of Financing Guarantee Companies, including the office location, the list of directors, supervisors and senior managers, and the capital contribution.
4) After all the application materials and qualifications of the district government where you plan to work are prepared, you should first report to the Economic and Trade Bureau of the district where you plan to work. The contents include: (1) background introduction. (2) Pilot work plan. (3) Commitment on daily supervision and risk disposal. (4) Application materials of the microfinance company.
5) After the application materials are approved by the district government of the regulatory department, the district government will report the application plan together with the application materials of the main sponsor to the * Municipal Finance Office, which will review the authenticity of the submitted materials within 15 working days from the date of receiving the complete application materials, put forward the proposal of agreeing or disagreeing with the establishment of a small loan company, and report it to the Provincial Finance Office.
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