In 2006, the mortgage interest rate in Hefei was 4. 17%, which was the latest interest rate announced by the People's Bank of China at that time. The latest interest rate policy issued by the People's Bank of China in 2006 has a certain impact on the mortgage interest rate, in which the mortgage interest rate of commercial banks is 4. 17%, the provident fund loan interest rate is 3.25%, the benchmark interest rate is 6. 12%, and the benchmark interest rate is 0.5% higher and 0.5% lower. The interest rate policy issued by the People's Bank of China in 2006 has certain influence on the mortgage interest rate. However, the mortgage interest rate in Hefei in 2006 was 4. 17%, and the mortgage interest rates in other regions may be slightly different.
Who knows the loan interest rate of China People's Bank from 200 1 to 2004?
The loan interest rate of China People's Bank from 200/KLOC-0 to 2004 is as follows.
One,
200 1.6. 10
Six months (including 5.58%)
One-year (inclusive) 5.85%
One to three years (inclusive) 5.94%
Three to five years (inclusive) 6.03%
More than five years 6.2 1%
Second,
2002.2.2 1
Six months (including 5.04%)
One-year (inclusive) 5.3 1%
One to three years (inclusive) 5.49%
Three to five years (inclusive) 5.58%
More than five years, 5.76%
Third,
2004. 10.29
Six months (inclusive) 5.22%
One-year (inclusive) 5.58%
One to three years (inclusive) 5.76%
Three to five years (inclusive) 5.82%
More than five years 6. 12%
Extended data:
1. The benchmark deposit and loan interest rate is the loan guidance interest rate issued by the central bank (People's Bank of China) to commercial banks, and it is one of the monetary policies used by the central bank to regulate the operation of social economy and financial system.
Second, commercial banks will formulate loan interest rate portfolios based on this benchmark interest rate. Raising the benchmark interest rate means shrinking credit, reducing social mobility, raising the cost of credit and slowing down economic development. or vice versa, Dallas to the auditorium
Third, interest rates over the years.
According to official website, People's Bank of China, since 20 15, 10/24, the current interest rate of RMB has been adjusted as follows: within one year (including one year), 4.75% for one to five years (including five years) and 4.90% for more than five years.
On August 25th, 20 15, the People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from August 26th, 20 15, so as to further reduce the financing costs of enterprises. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.6%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to1.75%; The benchmark interest rates for loans and deposits of other grades and the deposit and loan interest rates for individual housing provident fund shall be adjusted accordingly. At the same time, the floating upper limit of interest rates for time deposits of more than one year (excluding one year) will be liberalized, while the floating upper limit of interest rates for demand deposits and time deposits of less than one year will remain unchanged. From 2065438 to September 6, 2005, the RMB deposit reserve ratio of financial institutions will be lowered by 0.5 percentage point, so as to keep liquidity in the banking system reasonably abundant and guide the steady and moderate growth of money and credit. At the same time, in order to further enhance the ability of financial institutions to support "agriculture, rural areas and farmers" and small and micro enterprises, the reserve ratio of rural financial institutions such as county-level rural commercial banks, rural cooperative banks, rural credit cooperatives and village banks was lowered by 0.5 percentage points. Reduce the reserve ratio of financial leasing companies and auto financing companies by 3 percentage points and encourage them to play a good role in expanding consumption.
On June 27th, 20 15, the People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from June 28th, 20 15, so as to further reduce the financing costs of enterprises. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.85%; The benchmark interest rate for one-year deposits is lowered by 0.25 percentage points to 2%; The benchmark interest rates for loans and deposits of other grades and the deposit and loan interest rates for individual housing provident fund shall be adjusted accordingly. On February 28th, 20 15, the People's Bank of China announced that the benchmark interest rates for RMB loans and deposits of financial institutions would be lowered from March 28th, 20 15 to March 28th, 20 15. The central bank decided to cut the benchmark interest rate for one-year loans of financial institutions by 0.25 percentage points to 5.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.5%. At the same time, combined with the interest rate marketization reform, the upper limit of the floating range of deposit interest rate of financial institutions is adjusted from 1.2 times of the benchmark deposit interest rate to 1.3 times; The benchmark deposit and loan interest rates of other grades and the deposit and loan interest rates of individual housing provident fund are adjusted accordingly.
201165438+1On October 22nd, the People's Bank of China decided to lower the benchmark interest rate of RMB deposits and loans of financial institutions from 20165438+1October 22nd. Financial institutions will be reduced by 0.00 percentage point within 6 months (including 6 months), by 0.40 percentage point from 6 months to 1 year (including 1 year), and by 0. 1 5 percentage point from1to 3 years (including 5 years). Housing provident fund deposit and loan interest rates will also be lowered simultaneously.
On June 8, 20 12, the people's bank of China decided to lower the benchmark interest rate of RMB deposits and loans of financial institutions from June 8, 20 12. The benchmark interest rates of one-year deposits and loans of financial institutions were lowered by 0.25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also lowered simultaneously.
On July 6th, 20 1 1, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from July 7th, 201/. The benchmark interest rates of one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also raised simultaneously.
On April 5th, 20 1 1, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from April 6th, 201/. The benchmark interest rates for one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively.
On February 8, 20 1 1, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from February 9, 201/. The benchmark interest rates for one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the benchmark interest rates for other grades of deposits and loans were adjusted accordingly.
2010 65438+On February 25th, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from February 26th. The benchmark interest rates for one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the benchmark interest rates for other grades of deposits and loans were adjusted accordingly.
201019 from 201010, the benchmark interest rate of RMB deposits and loans of financial institutions will be raised. The benchmark interest rate for one-year deposits of financial institutions was raised by 0.25 percentage points, from the current 2.25% to 2.50%; The benchmark interest rate for one-year loans was raised by 0.25 percentage points, from the current 5.3 1% to 5.56%; The benchmark interest rates for other grades of deposits and loans will be adjusted accordingly. [5]
165438+2008127 October, starting from 2008127 October, the benchmark interest rate for one-year RMB deposits and loans of financial institutions will be lowered by10.08 percentage point, and the benchmark interest rates for deposits and loans of other maturities will be adjusted accordingly. At the same time, the central bank's refinancing and rediscount rates will be lowered.
On June 29, 2008, from June 30, 2008, the one-year deposit benchmark interest rate was lowered from the current 3.87% to 3.60%, down by 0.27 percentage point; The benchmark interest rate for one-year loans was lowered from the current 6.93% to 6.66%, down by 0.27 percentage points; The benchmark interest rates for other grades of deposits and loans will be adjusted accordingly. The interest rate of individual housing provident fund loans remains unchanged.
On June 8th, 2008, 65438+20081October 9th, the benchmark interest rates for one-year RMB deposits and loans were lowered by 0.27 percentage points each; From June 5438+ 10 to June 5438+May 2008, the RMB deposit reserve ratio of deposit-taking financial institutions was lowered by 0.5 percentage point.
September 15, 2008 From September 16, 2008, the benchmark interest rate for one-year RMB loans was lowered by 0.27 percentage points; From September 25th, 2008, the RMB deposit reserve ratio of deposit-taking financial institutions will be lowered by 1 percentage point.
On February 20, 2007, the benchmark interest rate for one-year deposits was raised by 0.27 percentage points; The benchmark interest rate for one-year loans was raised by 0. 18 percentage points.
On September 15, 2007, the benchmark interest rate of RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
On August 22, 2007, the benchmark interest rate of RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
On July 20, 2007, the benchmark interest rate of RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
In May 2007 19, the benchmark interest rate for one-year deposits was raised by 0.27 percentage points; The benchmark interest rate for one-year loans was raised by 0. 18 percentage points.
On March 8, 2007, the benchmark interest rate of RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
On August 9, 2006, the benchmark interest rate for one-year deposits and loans was raised by 0.27%.
On April 28th, 2006, the loan interest rate of financial institutions was raised by 0.27% to 5.85%.
On March 17, 2005, the interest rate of housing loan was raised.
On June 29, 2004 10, the one-year deposit and loan interest rates were all raised by 0.27%.
In July 1993, 1 1, the one-year time deposit interest rate was raised from 9. 18% to 10.98%.
1May, 99315th, the annual interest rate of time deposits of all grades rose by 2. 18% on average, and the interest rates of various loans rose by 0.82% on average.
Benchmark interest rate of 20-year mortgage for bank loans in 2006
China People's Bank Loan Interest Rate Market in 2006
The loan interest rate for short-term loans within 6 months is 5.60%; 1 to 3-year medium-and long-term loan interest rate is 6.15%; 5-year period 6.4%, 10 period 6.55%.
According to the investigation, the interest rate of commercial loans over five years was 6. 12% on June 28th, 2006.
The annual interest rate is 6.40% for 3-5 years and 6.55% for more than 5 years.
The problem has not been solved? Come and consult a professional answer ~
China People's Bank Loan Interest Rate Market in 2006
be online
529 1 Answer Master Online Answer
Service guarantee
primary
quick response
Ask questions at once
40,345 people commented on the answering service.
Answer to the point, teacher's attitude is good, professional answer is quick, platform guarantee is patient and earnest, service is good, answer to the point is good, teacher's attitude is good, professional answer is quick, platform guarantee is patient and earnest, and service is good.
Grab the first praise
Share comments
Auction loan loan 65438+36 installments _ online entrance of 2022 loan _ up to 200,000 yuan.
/kloc-someone applied for related services 0/2 minutes ago.
Auction loan is divided into 36 installments of 65438+100000. You can apply with your mobile phone number and identity information, and you can repay it in 24 installments!
Shanghai paipaidai financial information .. advertisement
The limit can be as high as 200,000 degrees.
Recommended mortgage-related information worth seeing.
Xiaoman _ formal lending platform, safe and convenient, the fastest approval in 30 seconds, the fastest 1 minute arrival, transparent interest rate, starting from 7.2% annualized interest rate, online application based on identity information!
Chongqing duxiaoman advertisement
20 14 China people's bank loan interest rate for the same period.
Financial tutor ting Jie
businessperson
New responder
1. The loan interest rate of China People's Bank for the same period of 20 14 years120 165438+6 months (including 5.60%) before October 22nd; 1 year (inclusive) is 6.00%; 1-3 years (inclusive) is 6.15%; 3-5 years (inclusive) is 6.40%; 5 years and above is 6.55%. 2065438+2004165438+2210 month is adjusted to: 6 months (inclusive) is 5.60%; 1 year (inclusive) is 5.60%; 1-3 years (inclusive) is 6.00%; 3-5 years (inclusive) is 6.00%; More than 5 years is 6. 15%. Second, the loan interest rate refers to the ratio of the interest amount to the principal amount during the loan period. The interest rate in China is managed by the People's Bank of China, and the interest rate determined by the People's Bank of China is implemented after being approved by the State Council. The loan interest rate directly determines the profit distribution ratio between the borrowing enterprise and the bank, thus affecting the economic interests of both borrowers and lenders. The loan interest rate varies with the types and duration of loans, and it is also related to the scarcity of borrowing funds. Three. The loan principle "three principles" refers to safety, liquidity and efficiency, and is the basic principle of commercial bank loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles." 1, loan security is the primary problem faced by commercial banks; 2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time; 3. Efficiency is the basis of sustainable operation of banks. For example, if a long-term loan is issued, the interest rate will be higher than that of a short-term loan, and the benefit will be good. However, if the loan term is long, the risk will increase, the security will decrease and the liquidity will weaken. Therefore, the "three natures" should be harmonious, so that there can be no problem with the loan.
2022-06-30
Service number 129 1
20 15-2022 China people's bank loan interest rate for the same period.
Answer Mr. Xiaoding, the financial officer.
financial affairs
Active star
Dear Hello, the loan interest rate of China People's Bank from 20 15 to 2022 is 2.75% for less than five years and 3.25% for more than five years.
2022-06- 16
Number of people receiving services
Take a pat on the loan, the maximum loan is 200,000, and use this money to find a pat on the loan!
Pat the loan, the loan is flexible, and the 5-minute interest rate is transparent, which will solve your urgent need! The comprehensive annualized interest rate of the auction loan is 7%-24%, and the platform listed on the New York Stock Exchange can apply for the quota with the mobile phone number and identity information!
advertisement
20 16 when did the people's bank of China start lending rates for the same period?
Lao Lu said finance and economics
businessperson
Financial talents
The loan interest rate of the People's Bank of China for the same period of 20 16 years 10/from October 24th. 20 16 the loan interest rate of the people's bank of China continues the benchmark interest rate announced by the people's bank of China on October 24th. Since 2007, the benchmark interest rate announced by the People's Bank of China is the lowest.
2022- 10-20
Number of people served 3785
20 15 years 10 to may 2022, the loan interest rate of China people's bank for the same period.
Finance Honey Pomelo Niu Niu
New responder
1 and 20 15, the People's Bank of China adjusted the benchmark interest rate five times. The adjustment time is 20 15.3. 1, 20 15.5. 1 1, 2065438. The loan interest rate is as follows: 2. 20 15, 1 01October 24, the interest rate of individual housing provident fund loan is adjusted as follows: (1) loan term: less than five years (including five years), project annual interest rate (%): 2.75; (2) Loan term: more than five years, and the annual interest rate of the project (%).
2022-05-24
Number of people served 4933
China People's Bank loan interest rate market in 2006-Find the answer and ask.
2355 1 expert's answer
Reply within 5 minutes |10,000 professional interviewees
After reading it, the following is more interesting-
Why can Kangxi bring down, but Emperor Xian of Han can't kill Cao?
Ao Bai and Cao Cao are completely different. Because of his outstanding military exploits, Ao Bai was promoted to second class by the emperor shunzhi. Since then, Ao Bai has gone from being a simple military commander,
Four answers. 875 people are watching
The son looks like a colleague, and the man suspects his wife. After getting the paternity test results, he collapsed. what do you think?
Parents have paid a lot to raise their children and cultivate them to become better, but in fact, their greatest requirement for their children is nothing more than their hope for themselves.
Four answers. 3097 people are watching
Japanese Prime Minister kishida fumio delivered a speech without apologizing for the war of aggression! Why is Japan unwilling to look directly at history?
Japan does not want to face this history directly because the Japanese have a guilty conscience. Once they admit it, it will do them no good.
Three answers 1, 795 people are watching.
China People's Bank loan interest rate market in 2006-Find the answer and ask.
2355 1 expert's answer
Reply within 5 minutes |10,000 professional interviewees
What should girls pay attention to when doing physical exercise?
0 play
How handsome is Tomokazu Miura, known as "the first handsome in the East"?
Tomokazu Miura, who is called the most handsome man in the East, is very handsome, but this is just my opinion. Do you think he is handsome? Tomokazu Miura is a good example.
Four answers 7 1, 095 people are watching.
Mortgage interest rate in 2006
The mortgage interest rate in 2006 was not bad.
Mortgage interest rate refers to the interest rate set by the state or the bank when purchasing real estate loans. The interest rate of bank mortgage is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range.
On May 15, 2022, the lower limit of the first home loan interest rate was lowered. The mortgage interest rate shall be uniformly stipulated by the People's Bank of China. If there is a real estate loan in a bank, the loan should pay interest at the interest rate stipulated by the bank. This interest rate is the mortgage interest rate.
2065438+June 7, 2002, the central bank issued an urgent document to commercial banks, requiring that the lower limit of the floating range of individual housing loan interest rate of commercial banks should still be 0.7 times of the benchmark interest rate.
Interest rate of Xuchang mortgage in 2006
6. 10%。
In 2006, the mortgage interest rate in Xuchang was calculated according to the number of years: 6. 10% for six months, 6.56% for six months to 1 year, 6.65% for three years, 6.90% for three to five years, and 7.05% for more than five years. Xuchang mortgage interest rate is also calculated by time. Generally, it is roughly 6. 10%. So the interest rate of Xuchang mortgage in 2006 was 6. 10%.
Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds (principal) in a certain period. Interest rate is the main factor that determines the capital cost of enterprises, and it is also the decisive factor for enterprises to raise funds and invest. To study the financial environment, we must pay attention to the current situation and changing trend of interest rates. Interest rate refers to the ratio of the interest amount due in each period to the par value of the borrowed, deposited or borrowed amount (called the total principal). The total interest of the lent or borrowed amount depends on the total principal, interest rate, compound interest frequency and the length of time of lending, deposit or borrowing. Interest rate is the price that the borrower needs to pay for the money borrowed, and it is also the return that the lender gets by delaying his own consumption and lending it to the borrower. The interest rate is usually calculated by the percentage of one-year interest to the principal.
What is the deposit and loan interest rate in 2006?
Bank deposit interest rate:
Annual interest rate (%)
Current account 0.72
regular
Three months 1.7 1 half a year 2.07 one year 2.25 two years 2.70 three years 3.24 five years 3.60.
One year 1.7 1 three years 2.07.
Term interest rate of advance notice deposit (%)
One day 1.08
Seven days 1.62
loan rate
Annual interest rate%
I. Short-term loans for six months (inclusive) 5.40 Six months to one year (inclusive) 5.85
2. Medium-and long-term loans for one to three years (inclusive) 6.03 Three to five years (inclusive) 6. 12 More than five years 6.39
Bank of China [Weibo] announced on Friday that the benchmark interest rate for one-year loans of financial institutions will be lowered by 0.4 percentage point to 5.6% from Saturday1October 22nd. The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.75%.
According to the website of Bank of China, combined with the interest rate marketization reform, the upper limit of the floating range of deposit interest rate of financial institutions will be adjusted from 1. 1 times of the benchmark deposit interest rate to 1.2 times. In addition, the benchmark interest rates of other grades of loans and deposits are adjusted accordingly, and the term grades of benchmark interest rates are appropriately degenerate.
Extended data
Calculation of deposit interest rate
Interest calculation
Interest rates are divided into simple interest rates and compound interest rates:
Interest I=Pin, where I stands for interest, I stands for interest rate, and n stands for deposit period. China adopts a simple interest calculation method.
① Simple interest method.
Interest = principal × interest rate × term.
② Compound interest method
(Used to calculate interest during automatic renewal)
F=P×( 1i)N (power)
F: compound interest final value.
P: the headmaster.
I: interest rate.
N: an integer multiple of the interest rate acquisition time.
loan rate
The benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions are adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged. At the same time, commercial banks and rural cooperative financial institutions are no longer allowed to set a floating ceiling on deposit interest rates, improve the formation and regulation mechanism of interest rate marketization, strengthen the regulation and supervision of the interest rate system by the central bank, and improve the transmission efficiency of monetary policy.