Buying a small property right house is extremely risky, but why are many people willing to buy it? Let's take a look at the true story of this hero (his real name was hidden at the request of the interviewee)-
Story a
Small property houses "transform" into white-collar apartments for gold.
Li Ge, a native of Hubei, is "a bird with nine heads in the sky and a Hubei guy on the ground". Li Ge said that the first time I bought a small property right house was purely because I was poor and had no money to buy a commercial house. Later, he did have the idea of seeking money and taking risks. Li Ge bought a small property right house a few years ago, and now he packs it into a white-collar apartment for rent.
Li Ge has been paying attention to small property houses for ten years. 1997 Li Ge went to Guangzhou to make a living and rented in a village in the city. Li Ge has done countless small businesses, selling saplings, opening food stalls, selling ready-made clothes and so on. In 2000, Li Ge bought a house with an area of nearly 200 square meters on the fifth and sixth floors of the landlord's small property right house rented in the village in the city, and attached a large rooftop to the top floor, with a total price of 80,000 yuan. The family lives comfortably and can grow vegetables on the roof.
After 2000, Li Ge began to do leather business, collecting leather scraps, making ornaments and tassels. Business is doing well. Li Ge saved a sum of money and began to buy a real house. Not far from the village in the city, he bought a garden club developed by a brand real estate enterprise, and his family changed from a small property house to a large property house.
The vacated small property houses are used for rent and sublet to two families. Li Ge found that the houses with small property rights are well maintained and decorated, and the rental situation is good. There is almost no empty rent, and the rent is higher than other houses in the village. Before the 20 10 Asian Games, the demolition and reconstruction projects of urban villages such as Liede, Xiancun, He Lin and Yangji were started. At that time, people who rented in these villages were diverted to the surrounding areas, and the diverted people rented along the subway. Due to the convenient transportation, the subway can be connected, and there are many villages in the city with low rents, which have suddenly become popular rental places for diverting people.
Li Ge, who is familiar with the small property right housing market, has the idea of seeking wealth and risks. On 20 1 1, Li Ge and the landlord negotiated to buy the whole small property right house, packaged it as a whole and decorated it simply, making it a "white-collar apartment" with simple furniture, IC access control at the gate, 24-hour computer monitoring on each aisle, flexible lease period and a package for occupancy. Now the monthly rent for a single room has risen from 20 10 in 250 yuan to 8,900 yuan, and many renters are white-collar workers in Tianhe high-end office buildings. Li Ge has tasted the sweetness. Next, he plans to buy another small property right house with his friends and turn it into an apartment for the aged.
Story b
Buying a small property right house missed the best opportunity to buy a house.
Li Zheng, 1983, was born in a poor rural area in eastern China. He moved to Guangzhou and joined a Fortune 500 company. Now I work in Zhujiang New Town. He waited for several years and missed the best opportunity to buy a house.
Speaking of the mental journey of buying a house, Li Zheng is full of bitterness and doesn't know where to go. Li Zheng moved to Guangzhou in mid 2007. That year, Guangzhou's housing prices continued to climb, breaking through the 8000 yuan/square meter mark.
In March 2009, after a year's purchase, the real estate price in Guangzhou fell. Li Zheng began to look at the house and has seen dozens of real estates, from Baiyun District to Tianhe District and then to Panyu District, but there are very few houses with a total price of less than 800,000. "Looking at the house is very tiring."
From 20 12 to 12, Li Zheng finally made a move. Since then, he has ended his five-year rental career in Guangzhou and has a house of his own. However, this house, which cost 6.5438+0.4 million yuan, is only a small property right house in Baiyun District, which was jointly built by villagers and developers.
However, only one year later, Li Zheng listed this small property right house on the Internet for sale again at a price of 6.5438+0.4 million yuan, and finally sold it at a price reduction of 6.5438+0.2 million yuan. Why is this? "angry." Li Zheng said frankly, "When I saw my colleagues buying houses just two years after graduation, I was thinking, why others are winners in life, why I still live in a messy small property house, and why the education I received since I was a child that' think twice before you act, and an impulse will lead to tragedy' won't work in the property market. It is a tragedy to think twice now. In 2008, the difference was 50 thousand, and so on. In 2009, the difference was 654.38 million yuan, and in 2065.438+065.438+0, the difference was 200,000 yuan. The more you wait, the poorer you get. "
"Fighting against house prices is better than anyone else. How can I have so much youth and time to wait? " At the end of 20 13, Li Zheng began to look at the house actively and finally bought the commercial house of a developer in Xintang, Zengcheng.
"If there is a next time, I will definitely not be angry again, and I will definitely enter the market at the beginning." Looking back now, although Li Zheng still has regrets, he is more lucky: although he entered the market late, he was lucky to enter the market.
Story c
"Pheasant intermediary" admits that there must be risks.
Born in 1990, he is a macho man, with a height of 1 m 8 and a weight of 180 kg. He calls himself "Lu". Professionally, he is a "pheasant intermediary", with no shops, no tooling and no qualifications. He has a share in "psoriasis" in the village in the city, and his business scope is wide. He acts as an agent for Southern Hospital in Baiyun District and small property houses in Taihe District, doing odd jobs, doing odd jobs, painting walls and laying bricks in his spare time.
Xiao Lu's story is full of life and hardships of the grassroots. Xiao Lu has lived in Guangzhou for five years. Every time his fellow villagers come to see him from his hometown, he will take them to the "city living room" of Zhujiang New Town by subway, see the music fountain and the brightly lit office building, and then take his fellow villagers back to their rented village in the city to eat ten yuan of mala Tang. Xiao Lu never thought about buying a house in Guangzhou, because it's too far away. Acting as an agent for small property houses is actually one of the many odd jobs in Xiao Lu.
Xiao Lu said that his small property agency business was introduced by his fellow villagers. He learned from his fellow villagers that the small property houses in Guangzhou are huge, mainly concentrated in the suburban areas such as Baiyun, Panyu, Haizhu, Luogang and Zengcheng.
Most of the small property houses are located in urban villages, but some of them are of good quality. In the photo of Xiao Lu's mobile phone, there is a set of high-grade small property houses located in Haizhu District. It looks like a beautiful small apartment with high decoration. "This is very safe because it was developed in the village. You signed a 30-year long-term lease contract with the village, which is equivalent to being a second landlord, but it has long been sold out and you can't buy it if you want. "
Most of the small property houses represented by Xiao Lu are "psoriasis" posted on wire fences and walls, a few are elevator buildings, and most are stair buildings. Xiao Lu said that the price of small property houses has also increased a lot in recent years, but the rate of price increase is certainly not as fast as that of commercial houses. Like the small property house with elevator in Dayuan, Baiyun District, the rough price in 2008 was RMB per square meter 1 1,000, and it was RMB 3,000 in 20 12 years. Now it is estimated that it costs 4000 yuan, and some even cost 5000 yuan to buy it. Many people buy small property houses because they can't afford commercial housing; There are still some people who use it for investment and rental, which is about 50/50.
"You said that there is no risk in buying a small property right house, there must be." Xiao Lu said honestly, "In fact, the biggest risk is not the demolition, but the fear of meeting those unreasonable people. I heard from my fellow villagers that an investor bought a villager's small property right house. Later, the villager died, and the villagers' children refused to accept the debt. "
However, Xiao Lu said that small property houses are so cheap that they naturally have to bear more risks. "This number should be counted by yourself."
Noun interpretation
housing with limited property right
The so-called small property right house refers to the commercial housing built on rural collective land and then sold to units or individuals outside the collective economic organization.
expert
Don't touch the small property right house.
Tan (Senior Research Fellow of Guangzhou Academy of Social Sciences and Vice President of Guangzhou Urban Science Research Association);
Buying a small property right house is risky, so consumers should not covet cheap purchases. In our country, it is the basic principle that state-owned land is paid and used for a limited period of time. Small property houses involve national interests, so it is difficult to relax management. Most of the small property houses are located in the urban-rural fringe. With the change of the city, once the planning is affected, demolition is inevitable. However, because the land use right of small property houses belongs to farmers, if farmers are compensated, the rights of property buyers cannot be guaranteed.
The lease contract only protects for 20 years.
Wang Meizhou (lawyer of Guangdong Weijie Law Firm):
(The above answers were published on 20 16-04- 17. Please refer to the actual situation for the current purchase policy. )
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