(a) telephone arrears, interest-free loans, prizes and other fraudulent acts. Criminal suspects send messages or make direct phone calls in some names, claiming that the victim won a prize or was lured by other interests. Induce the victim to fall into the designed trap step by step to commit fraud.
(two) bank card consumption, bank transfer SMS, deposit prepayment fraud. For example, criminals will send you a short message about bank card consumption, transfer or overdraft. When you call for "inquiry", several criminals will play the roles of "bank staff", "police" and "UnionPay management center" and set traps at different levels. As long as you are sure that there are funds on the card, they will advise you to transfer the money to a "safe account" to cheat you. After receiving the account fund change SMS number sent by our bank, our customer is:106901331601689. This number is the only number to send account fund changes. If there is any abnormal account fund change sent by this number, please call our bank in time.
(3) Tax refund fraud. Criminals call you pretending to be tax, finance and vehicle management staff, saying that "the state has lowered the deed tax on house purchase, and the additional tax rate on car purchase will be refunded", asking you to provide the bank card number and pay the tax directly through ATM transfer. At the ATM, the criminal said that the tax refund system only supports the English interface, allowing you to take your money according to his telephone instructions.
(4) Fictitious kidnapping and fraud in an emergency. Criminals will pretend to be other people, call and lie that your loved ones are kidnapped or suddenly ill, such as: children go to school in different places, encounter car accidents, sudden illness, being summoned by the court and other "emergencies", and ask you to send money urgently. Once you remit money, you will be cheated.
(five) the use of QQ loans or online consumption to implement fraud. Criminals, after stealing other people's QQ by hacking, send a request for loan information to their QQ friends for fraud. Some even deliberately chat with QQ users in advance to get the video information of users, and deliberately play the videos pre-recorded by users when committing fraud to gain trust.
(six) "pretending to be a leader" or "underworld personnel" to commit fraud. Criminals pretend to be leaders, call the heads of grass-roots units, demand the cheated units to pay subscription fees, supporting fees, handling fees until the designated bank account, or defraud the victims, pretend to be members of the underworld, threaten the victims' families to ruin, and need to take money to eliminate disasters and other fraudulent activities.
(7) Telephone dating fraud. Criminals use the internet and newspapers to publish information about friends with superior personal conditions (such as lying that they are "Qian Jie" or "rich businessman"), confuse the victims with sweet words in telephone communication, and then take the opportunity to cheat.
(8) Use WeChat to commit fraud, such as obtaining personal privacy from the "shake" function, and scanning the QR code with the "sweep" function to open pictures and links with viruses. At the same time, we should be careful to use QR code to shop, which is a new shopping method. For similar transfer or remittance requests sent by bank WeChat customer service, once account funds are involved, remittance can only be made after repeated confirmation. The official WeChat account of Changge Xuanyuan Village Bank is "Xuanyuan Bank", and our WeChat customer service will not send information such as requesting transfer or remittance through WeChat. Please call our only customer service phone number: 400- 160- 1689 to verify the abnormal remittance request.
Second, telecom fraud prevention skills
To prevent telecom fraud cases, the most fundamental thing is to raise awareness. There are three things to do in work and life:
Don't believe it: Don't believe phone calls and text messages from unknown sources. No matter what sweet words criminals use, don't believe them easily. Go away in time and hang up the phone. Do not reply to mobile phone text messages, and do not give criminals the opportunity to set traps further;
Don't disclose: consolidate your psychological defense, don't be tempted by criminals or illegal text messages because you are greedy for small profits, and don't disclose your identity information, deposits, bank cards, etc. Under no circumstances can you give it to each other. If you have any questions, please call 1 10 for help or ask friends, relatives and colleagues.
Don't transfer money: learn the common sense of bank cards, ensure the safety of funds in your bank cards, and never send money or transfer money to strangers. According to the sampling survey of public security organs, from the perspective of gender, women account for more than 70% of the victims; In terms of age, middle-aged and elderly people account for 70%. So middle-aged and elderly people and women should pay special attention. There are also some company accountants and people who often have money dealings. Check the account number of the other party repeatedly before remittance and transfer, so as not to let the criminals succeed.
Report the case in time: If you are cheated or hear that your relatives and friends are cheated, please report it to the public security organ immediately. You can directly dial 1 10 to provide details such as the liar's account number and contact number, so that the public security organs can carry out investigation and solve the case. To sum up, don't trust strange phone calls, verify the identity of the other party, don't reveal family privacy, be careful when it comes to money, don't panic when something happens, call 1 10 in time, and don't delete fraudulent information.