The loan interest rate of Dongfeng Provident Fund is 2.75% for less than five years and 3.25% for more than five years.
There are two kinds of bank interest rates for personal housing provident fund loans. One is that the interest rate of individual housing provident fund loans for less than five years (including five years) is 2.75%; Second, the interest rate over five years is 3.25%, which is the same all over the country.
The calculation of provident fund loan should be determined according to four conditions: repayment ability, proportion of house price, balance of housing provident fund account and maximum loan amount, among which the minimum value calculated by the four conditions is the maximum loanable amount of the lender.
Is Dongfeng Financial Auto Loan Reliable?
Reliable. Dongfeng Finance (version: 7.0.23) car loan is a regular company and reliable.
Dongfeng Finance Online Mall is the official auto finance Internet service platform of Dongfeng Motor Finance Co., Ltd., a subsidiary of Dongfeng Motor Company, a global top 500 enterprise, which was released on 20 17. The customer service telephone number of Dongfeng Finance is 400-088-5678, and the service hours are 9:00-2 1:00, except holidays.
First, the time required for the approval of Dongfeng Financial Car Loan;
1. As long as the relevant information provided by the car buyer is true and correct, Dongfeng Finance's car loan approval can generally give the result within 5 working days. If it is a legal holiday, there will usually be a special person for approval, but it will take about 7 working days.
2. In addition, car buyers should note that Dongfeng Finance has now cooperated with the central bank. After the car buyer applies for a loan, it will be recorded in the personal credit report, which will show both the loan record and the repayment record. Therefore, everyone must pay attention to repayment on time to avoid overdue influence on credit reporting.
2. What are the loan application conditions?
1. To apply for a car loan in Dongfeng Finance, the lender needs to be 18-65 years old, should have a stable job or income source, and it is best to provide proof of income. At the same time, the lender also needs bank cards from four major banks, such as Industrial and Commercial Bank of China and Agricultural Bank of China, with good personal credit and my ID card.
2. In addition to the above conditions, Dongfeng Finance Company still has some detailed rules to meet. The details of each branch are different. You can ask for clarification.
III. Auto finance business is divided into the following categories:
1, credit card installment finance (credit card installment, only need to pay the handling fee charged by the bank, no interest, registration certificate is not mortgaged, insurance is not compulsory, etc. ).
2. Financing by automobile manufacturers (financing by manufacturers does not charge fees or interest, but the requirements are too high).
Bank's automobile consumption loan finance (traditional bank loan, low interest, high handling fee and complicated loan).
3. Auto financing leasing company finance (it can provide full financing to reduce the early pressure, with simple procedures and slightly higher interest than banks).
Four. Materials needed for Dongfeng finance auto loan
1. Identity category: ID card, household registration book, marriage certificate and driver's license of both husband and wife. (Single proof is required for unmarried)
2. Income category: proof of income, half-year bank flow of house purchase contract, or business license and half-year tax return.
3. Residence category: real estate license, house purchase contract or homestead certificate. If not, provide the guarantor's real estate license and ID card. Only a copy of the above is required, and no mortgage is required. Prove that you are solvent. Dongfeng Nissan Finance has a minimum down payment of 30%. Divided into 1 year, 2 years and 3 years. The annual interest of 10000 yuan is probably 500 yuan. You should also specifically consult your Dongfeng Nissan franchise store.
Is it true to borrow Dongfeng loan?
It is true to borrow Dongfeng Loan, which was developed and operated by Xiamen Qingshan Peer-to-Peer Lending Information Intermediary Service Co., Ltd., and can be borrowed through this platform when there is a loan demand. The business scope of this platform includes consumer loans, commercial loans, mortgage loans and car loans. Users can choose according to their actual situation.
The loan amount of Dongfeng Loan is generally between 5,000 yuan and 200,000 yuan. Different borrowers have different quotas, which are generally reviewed according to the information submitted by borrowers. Usually, borrowers submit more financial certificates, and then they will get a higher loan amount.
The interest rate of Dongfeng Loan also varies from person to person. It is reported that the average daily loan interest rate given by the government is five ten thousandths, and the specific loan interest rate is subject to the platform review. The loan products on Dongfeng platform are all from other financial institutions, loan platforms, banks and so on.
It is best to repay the loan in time after borrowing from Dongfeng, otherwise it will have a certain impact on the borrower. Moreover, overdue records may be reported to the credit information system, depending on whether the lending institution is connected to the credit information system. But now most online loans are connected to the credit information system, and it is best for users to repay on time after borrowing.
Is it true to borrow Dongfeng loan?
It is a reliable and regular Xiamen Qingshan Peer-to-Peer Lending Information Intermediary Service Co., Ltd. developed and operated by Dongfeng Company. It is committed to providing services to all users who need to borrow money. Office workers, freelancers and self-employed people can apply. Business scope includes personal consumption loans, commercial loans, housing loans and auto loans. It is a powerful, simple and practical mobile Internet single-phase loan service platform to solve the problem of information asymmetry in the process of financing loans through big data analysis. It is specially designed for friends who need money and can borrow money quickly. You can operate online anytime and anywhere and get loan information anytime and anywhere.
Characteristics of Dongfeng loan products
1. The information is simple: you can get a loan quickly by using your ID card; it only takes 5 minutes to apply, and the review is 1 hour. Flexible limit: the minimum 500 yuan, with a large installment repayment of 200,000 yuan.
2. Gold medal consultant: reply in an average of 5 minutes and enjoy high-speed service. Dongfeng Loan app can apply online 724 hours a day, and you can borrow money to repay your credit card at any time. The maximum amount is 20 thousand, no face-to-face signing, no phone harassment mode.
3. Second approval, bid farewell to waiting, save the smart machine audit mode, audit at the fastest speed, and lend money within 3 seconds. Free installment payment, extremely low repayment interest, only 30% discount from the bank, loan 1 000 yuan, monthly interest as low as 5.8 yuan, no handling fee and no hidden cost.
4. The benefits are self-evident! The function response of Dongfeng Loan app is timely: the customer service will respond immediately after applying for 3 minutes. Reasonable interest rate: compliance, low interest rate, no extra handling fee. Free quota: you can apply for installment repayment for offline transactions. To sum up, Dongfeng Loan is true, formal, safe and has various functions.
Dongfeng loan is a good opening remark. Many people are using Dongfeng loan. As a formal and legal platform, the quota is very high and the interest rate is lower than that of banks. It is hard for people to like it. Dongfeng loan is not perfect, but it is much better than similar products.
6. "Dongfeng Loan" is a large loan business launched by Xiamen Qingshan Online Loan Information Intermediary Service Co., Ltd., with a loan term of 36 months and a monthly interest rate of 0.5%. It covers wage loans, social security provident fund loans, car mortgages, housing mortgage loans and other loan methods. Telephone audit manual audit, the fastest day of lending. At present, it is in the process of stabilizing loans.
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