This is not easy to do.
1, Shenzhen Finance and Loan Company must have certain resources or have the opportunity to work hard.
2, of course, it is still very profitable to do.
3. You need to keep running customers every day and try to keep them.
What do financial companies make money from?
Personally, I think financial lending companies still rely on interest and corporate borrowing fees.
Generally, the company loans for three years, and the capital doubles (the interest is 50,000 after 53 years of loan), the bank loan is 200,000, and the interest is 200,000 after 20 years; Coupled with the one-time deduction of the handling fee, the high handling fee is tens of thousands. Although many are not high, there are also handling fees, which are nothing more than superposition. Ten 50 thousand is also 500 thousand, and the handling fee of 500 thousand is more than 20 thousand (charged by 5%);
How much can I earn by starting a loan company?
Hello, loan companies can make a lot of money, but the specific income depends on the company's business scale and operating conditions. If the company's business scale is large, the income may be considerable. Generally speaking, the income of loan companies mainly comes from interest income and service fee income. Interest income refers to the interest income obtained by the loan company from the borrower, and service fee income refers to the service fee charged by the loan company from the borrower. In addition, loan companies can also earn income by charging various value-added service fees.
In addition, loan companies can also gain income by investing in assets, such as investing in financial instruments such as stocks and bonds, and investing in assets such as real estate. These investment income can help the loan company improve its income level, thus improving its profit level.
Generally speaking, the income of a loan company depends on the business scale and operating conditions of the company. If the company's business scale is large, the income may be considerable.
Is the salary of financial service loan really high?
Hello, dear, I'm glad to answer your question. Is the salary of financial service loan really high?
Only when the boss does a good job can he make regular loans (refuse regular loans) and make money. For a team of 10 multi-skilled workers, it is possible that the boss has an annual salary of one million or more. Many bosses have done it, but it is impossible to say it is easy. Many bosses lose money if they don't do well. Big head is earned by big boss. Ordinary salesmen earn 20,000 ~ 30,000 a month, which is not bad. Employees who do poorly account for more than 90%, and they can't open a bill for a month or two. If it weren't for this substance, they would lose or even get their basic salary.
Therefore, in all walks of life, there are well-done and top-notch. Summary: In the loan business, professional requirements are very high. You can't make a lot of money as a novice. It is difficult to find first-hand customers. Only if you have rich professional experience, customers will be willing to talk to you, and professionalism takes time and experience to accumulate. People who don't do well, people who change careers abound, many, many.
I hope I can help you. I wish you a happy life and all the best, dear.
Is the loan company easy to handle?
The loan industry is not easy to do, as most people know, because there are two kinds of loans. One is the loans issued by formal financial companies themselves. In this case, the amount of loans involved will be relatively large, and the procedures will be cumbersome, making it difficult for customers. The other is similar to online lending. This kind of existence, if it is that kind of telemarketing, is even more difficult in itself.
You can do loan business, but you must go to a formal company, which depends on the size of the company and how long it has been established. If it was established in recent years, you have to think about the development prospects of such a small company after you go. What kind of loan do you make? To put it bluntly, you can do sales with similar sales performance, and you can be a sales supervisor at the highest. What do you think you can do? Do you think sales is a job that requires special knowledge? He is not any job. If he has no threshold, then he has no room for improvement.
The more professional knowledge a job needs, the more abilities it needs. The threshold requires you to have a clear room for promotion. If you get a loan, you can do well when you are young. It's no problem to earn 18 thousand a month, but can you keep doing this? You have made a loan for three years, which is equivalent to sales. Have you learned any professional knowledge? You can't sell it forever. Those young years are only a few years of study, so we should do some serious work with future career development prospects.
Telemarketing loans are even more untouchable, because telemarketing itself is a very difficult job. If you don't make money, you will get bored easily. If you call others every day and someone calls you to promote loans, are you also very upset? When you meet someone with a good temper, you may say don't hang up. It's perfectly normal for you to meet someone with a bad temper and scold you. Therefore, it is not easy to sell electricity. We don't deny that there are people who make a lot of money, but that's only a few people.
Is the loan company easy to handle now?
The loan industry is not easy to do, as most people know, because there are two kinds of loans. One is a loan made by a formal financial company. In this case, the amount of loans involved will be relatively large, and the procedures will be cumbersome, making it difficult for customers. The other is similar to online lending. This kind of existence, if it is that kind of telemarketing, is even more difficult in itself.
Public channel:
1, borrowed by Alipay
Lending treasure is a credit product owned by Ant Financial, which has a big brand, reliability and low interest rate. Since I went online, I have been welcomed and liked by everyone. The loan bears interest on a daily basis and can be repaid as it is borrowed. There is no separate app, and the entrance is on Alipay. Borrowing is an invitation system, and you can only borrow if you get an invitation to borrow.
However, some users did not borrow it, mainly because they did not meet the conditions for borrowing. Bian Xiao briefly introduces the most basic conditions for opening a loan account: sesame seeds score more than 550 points; At the same time, the real-name authentication was carried out, and the personal ID card was bound to the bank card and mobile phone number.
2. Tencent Microfinance
Micro-loan is a credit product of Tencent Weizhong Bank. Like borrowing, micro-lending is an invitation system. Small loans can reach up to 300 thousand, and interest is calculated on a daily basis. Small partners who want to use micro-loans can check whether there is a word "micro-loan to borrow money" through the Jiugongge on the WeChat payment page.
Some users want to use microfinance quickly because they don't meet the conditions for applying for microfinance. When using microfinance, they find that they can't borrow money, so they can use WeChat to pay more and use its related services to chat with people through WeChat. There are certain fund transactions on WeChat, such as transferring money and issuing red envelopes, so that WeChat can see its economic strength and spending power.
Bian Xiao would like to remind everyone here to pay attention to the fake sales calls of micro-loan customer service, because some lawless elements falsely claim that they are micro-loan customer service, and paying the work fee can help to open micro-loans. These are all lies.
3. Xiaoman Finance (formerly Baidu Finance) has money to spend.
Qianhua is a credit product of Xiaoman Finance (formerly Baidu Finance), and big brands are trustworthy. Unlike loans and small loans, you can take the initiative to apply for money without official invitation.
If you want to apply for money, you usually need to meet two conditions: first, the borrower must be between 18-55 years old and cannot be a college student; Secondly, I need to use my original second-generation ID card and my bank debit card in the application process. Meet the above conditions, you can take the initiative to apply for spending money. In addition, Youhuahua also launched credit products for small and micro business owners. If you are a small and micro enterprise owner and need start-up or operation funds urgently, you can also borrow from Youhuahua.
Money can provide users with a loan amount of up to 200,000 yuan. Due to the different situation of each user, the amount obtained will be different, and the specific amount will be subject to the page display. Generally speaking, the better the personal qualification, the higher the loanable amount you can get when you have money to spend.
Relying on the strong technical strength of Xiaoman Finance, the speed of applying for funds is very fast. After the loan is approved, the funds will arrive in three minutes at the earliest.
So much for the introduction that financial loan companies can't make money.