1. It is possible that the information has been stolen. When it is clear that you have not borrowed money, but you do owe a certain amount of money, you need to call the police to solve the debt dispute.
2. If the information is not stolen, it may be that a friend owes an online loan, so you need to call to check whether the friend owes a loan.
3. It is also possible that you visited the loan website, which led to the disclosure of personal information. You should be more cautious when dealing with similar incidents.