Letter from insurance company to parents 1
XXX:
Hello!
Children are the hope of every family and the continuation of our life and career. Authoritative experts have calculated that the education cost of children from kindergarten to university graduation is 2 1000 yuan, not counting the school selection fee, school selection deposit, and various cram schools and examination fees. Children are naturally active, have poor self-restraint and have a high probability of accidents. Because children are young, their ability to resist germs is low, and they are easy to catch a cold, coupled with the rejuvenation of major diseases, medical expenses are also a big expense. Excuse me, is the money ready? I don't think even if you have money, you will put it all in the bank. You will have other investments. You only need to take out a small part of the bank deposit and deposit it in the insurance account of the insurance company, which can solve your worries.
(1) Li Hong's education plan (taking a 2-year-old boy as an example) is suitable for 0-6 years old and can be provided to children.
1. Primary school, junior high school, senior high school, university education fund and venture capital * * * 63,800 yuan.
2. Pension, starting from the age of 60, * * * 230,000. At least 46 years.
3. You can receive the subsistence allowance 1600 yuan every two years until you are lifelong.
4. The medical expenses shall be reimbursed in proportion, and the maximum compensation for hospitalization shall be 6,543,800 yuan.
5. 20,000 accidents, 3,000 accidental medical treatment, free of premium for serious illness, and 50,000 medical treatment in advance.
The value of 6.80 years old is 7 10000, and the value of 100 years old is 970000. It's all cash, and it's a tax-free legacy.
Let's reserve 63,000 yuan for the future pillar of our family and save it for 20 years, only 264 yuan per month! Father smokes one less pack of cigarettes every day.
(2) lifelong doctoral love plan (taking a 6-year-old boy as an example), which is suitable for 0- 15 years old and can be prepared for children:
1. Pension, starting from the age of 60, * * * 26 16000, at least 53 years.
At the age of 2.88, he received a one-time birthday bonus of 50,000 yuan.
3. The medical expenses shall be reimbursed in proportion, and the maximum compensation for hospitalization shall be 6,543,800 yuan.
4. 20,000 accidents, 3,000 accidental medical treatment, free of premium for serious illness, and 50,000 in advance.
5. The living security is 420,000 at the age of 80, and 100 is1000. It's cash, a tax-free legacy.
We only need to save 56,000 yuan for our daughter for 20 years, leaving only 233 yuan each month! Solve problems such as old-age care, accidents and medical care. Maybe you are just a mother, just buying a brand of clothes every year!
Iii) Hongsheng Pension Plan (taking 1 1 year-old girls as an example), which is suitable for 0- 18 years old.
In 20 years, I saved 28,900 yuan for my children. One-month deposit 120.4 yuan. Just the cost of eating KFC twice. Do you think this is too much? But you have already prepared for your daughter: wedding money, pension money, birthday money, medical care and unexpected expenses.
1.20,000 yuan at the age of 30.
From the age of 55, the annual pension is 5000 yuan. At least 13 years, about 69,000.
3.80th birthday bonus is 223,600 yuan, 1 0,000th birthday bonus is 303,800 yuan. These are cash.
4. The medical expenses shall be reimbursed in proportion, with an accident of 20,000 yuan, a medical expense of 3,000 yuan, and a premium of 50,000 yuan in advance for serious illness.
(4) Children are hospitalized, and the medical insurance for accidents and accidental injuries includes: Golden Sun Card (3-22 years old, 100 yuan/year/piece, 20,000 accidents, 3,000 unexpected medical treatment, and the maximum compensation for hospitalization is 65,438+10,000), Beibei Card (0-3 years old, 300 yuan/year/piece, 60,000 accidents, etc.
Make careful choices for your children, which is the continuation of your love for your children.
I am here to convey
Salute!
XXX
XXXX，XXXX，XX，XX
A letter from the insurance company to parents.
Dear parents and freshmen,
Hello! Warmly welcome new students to our college.
According to the requirements of the Provincial Education Commission, colleges and universities should take student safety insurance (referred to as "Xue Pingbao") as a major event to care for students, do good things for students and do practical things. Since our hospital began to purchase student safety insurance in 2003, the Party Committee of our hospital has attached great importance to this work and entrusted the Committee for the Care of the Next Generation to take charge of it. In recent years, the enrollment rate of students in our hospital is over 90%, and nearly 700 injured students have been paid by Ping An Insurance, with the amount of compensation reaching 654.38+0.04 million yuan. In 20 10, the state implemented medical insurance for urban college students ("college students' urban insurance"), and the higher-level work committee requested that students should continue to purchase student safety insurance while purchasing college students' urban insurance. Buy two insurances together to improve the level of medical security. The specific reasons are as follows:
First, "Xue Ping Insurance" is a kind of insurance specially designed by state-owned insurance companies for college students, with low cost and high security, which non-students can't enjoy. Each student pays 40 yuan every year (three years 120 yuan), and can get a maximum compensation of 75,000 yuan.
Second, "Xue Ping Insurance" is a supplement to "College Students' Urban Insurance", and claims can be settled with a copy of the invoice.
For example, a student in class 09332 in the garden accidentally fell down, and * * spent 137749.6 1 yuan on medical expenses. In addition to college students' city insurance, Xue Ping insurance pays 50,502.79 yuan, plus 1000 yuan disability subsidy; Another example is 20 1 1 real estate 10305. A classmate had an acute appendicitis at school and spent 6 180.00 yuan on medical expenses. After receiving 2590.00 yuan from college students' city insurance, 27 19.00 yuan from Xue Ping insurance and 5309 from * *.
Third, "Xue Ping Insurance" claims started quickly, filling the time gap of "College Students' Urban Insurance" claims. "College Students' City Insurance" generally begins to pay in 2 months. "Xue Ping Insurance" can start paying the insurance premium from the date when the freshmen report for duty, and immediately after hospitalization for accidents and diseases.
Fourth, "Xue Ping Insurance" covers a wide range. In addition to being hospitalized for illness (65,000 yuan), it also covers accidental injuries such as traffic accidents and dog bites, as well as a number of disability and death claims (1000 yuan).
Fifth, the threshold cost of "Xue Ping Insurance" is low: 65,438 yuan for hospitalization and 65,438 yuan for outpatient service outside 50 yuan.
Sixth, "Xue Ping Insurance" medical treatment place is not limited: going to school in winter and summer vacation, practicing in different places or going home for medical treatment, as long as you are hospitalized in a hospital at or above the county level, you can be reimbursed.
Parents: For the healthy growth of your child and the improvement of medical security level, we hope that your child will prepare more 120 yuan when signing up for school, buy two insurances together, and tie an extra "safety belt" for the child!
I wish your whole family:
Healthy. Peace!
XXX
XXXX，XXXX，XX，XX
A letter from the insurance company to parents.
Dear parents:
Hello! The annual student safety insurance work is about to begin. Although students are only at school and at home, many people think there may be no risk. In fact, students belong to a group with relatively weak self-protection. Insurance is the best way to transfer risks, so choosing a suitable student insurance can not only give you more protection, but also reassure your family. Student insurance includes school education insurance, and commercial insurance includes accident insurance, medical insurance, critical illness insurance, education insurance, risk insurance, marriage insurance, endowment insurance and so on. In fact, buying insurance for students should be in order. Accident risk should be considered first, followed by medical insurance and critical illness insurance. If the family has the ability, they can also do some investment and financial insurance.
At present, according to social phenomena, there are several kinds of insurance that schools and parents buy for students.
Students usually buy Xue Ping insurance at school, and the insurance liabilities include accidental death, accidental medical treatment and hospitalization. The annual premium is about 70 yuan, with low payment and high security. Or dealing with group accidents, the compensation will be relatively high. Xue Ping insurance is the minimum guarantee, parents must buy it for their children, but it does not rule out that individual parents have not paid Xue Ping insurance premium for their children! Students' insurance is generally flat insurance, and then it depends on whether students' families buy rural cooperative medical insurance, community medical insurance or commercial insurance for their children, and so on!
At present, parents in rural and urban areas will handle rural cooperative medical care or community medical care for their children. These insurances only provide basic protection for children, and families with conditions will also consider buying commercial insurance for their children.
Commercial accident insurance mainly provides some protection for students' accidental death, disability, burns and scalds, and may also include some special protection items such as accidental medical treatment and third party liability. For the accident insurance on the market, I can only say this here. Parents should make the right choice according to the actual situation.
Critical illness protection is mainly aimed at some major diseases that students may have. Different serious illness will have different insurance. Now, families are all only children. In case of serious illness and bad results, it will be an unbearable blow to individuals and families. Therefore, the protection of serious illness should be done as soon as possible, and the risks should be passed on to ensure the safety of students and reassure parents.
Some students' investment and financial insurance mainly includes education fund, venture fund, marriage fund and pension.
Education insurance for students' education is mainly education fund, which is generally available in every commercial insurance company, mainly to guarantee students' money for going to college after high school. At present, social prices are rising seriously, inflation and other phenomena, so the cost of education has become a burden for many families, so education insurance is also a reserve for parents to prepare college education for their children according to their own conditions. Education insurance is also a popular type of commercial insurance at present.
Venture capital is mainly aimed at the payment of college graduates' entrepreneurship. As the name implies, marriage capital and pension are about marriage and pension. Anyway, there are many types of insurance for students in the insurance market at present, and the protection items and quotas are different. Students can choose the scope and items of protection according to the actual situation, so that they can sit back and relax!
Hereby!
Your ping an insurance consultant xx
2065438+xx, 2005
Letter from insurance company to parents
Dear parents of students:
Hello! Let children grow up safely and healthily, which is the greatest wish of every parent and the responsibility of the whole society. According to the requirements of the higher education department, the implementation of student personal accident insurance. Student personal accident insurance is purchased by individuals voluntarily, mainly to solve the death, disability compensation and medical expenses of students who have accidental injuries. Insurance takes the central school as the unit to participate in collective insurance, which does not conflict with urban residents' medical insurance and the new rural cooperative medical system. We hope that parents will pay attention to students' work in personal accident insurance and take the initiative to take out this insurance for their children. The relevant matters are hereby notified as follows:
First, the insured object
Full-time students, secondary vocational schools, special education schools and kindergartens with legal qualifications for running schools.
Second, the payment standard
The personal accident insurance fee for students is 50 yuan per person per year, and the premium payment is voluntarily purchased by the parents of students.
Third, the insurance period.
The insurance period is one year (from 0: 00 on 15 years 10 to 24: 00 on September 30, 20 16).
Fourth, insurance handling.
As the organizer of students' personal injury insurance, the school is responsible for students' enrollment, information entry of insured students, and premium collection. At the same time, the insurance information and the insurance premium collected will be reported to the insurance company in a unified manner according to the specified time.
Participating in the student personal accident insurance will add peace of mind and security to the family. Welcome to participate voluntarily! Parents of students are requested to fill in the personal accident insurance receipt of participating students carefully, clearly choose whether to participate in insurance and sign it for confirmation, and then the students will return it to the school.
I am here to convey
Salute!
XXX
XXXX，XXXX，XX，XX
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