Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract. Personal insurance is an insurance with human body or life as the subject matter. If the insured suffers personal injury or death during the insurance period, or if the insured suffers personal injury or death or survives at the expiration of the insurance period, the insurer shall be liable for paying the insurance money. Life insurance includes not only life insurance, but also health insurance and personal accident insurance. Sickness insurance, also known as health insurance, refers to the insurance that the insurer pays the insurance premium for the medical expenses incurred by the insured due to illness or illness.
Personal insurance: life insurance for short is an insurance with the life and death of a person as the subject matter of insurance. It is an insurance in which the insured lives or dies during the insurance liability period and the insurer pays the insurance money according to the contract. Dividend insurance refers to a kind of life insurance in which the insurance company distributes the distributable surplus of this kind of dividend insurance in the previous fiscal year to customers in the form of cash dividend or value-added dividend according to a certain proportion after the end of each fiscal year. Investment-linked insurance means that insurance companies will not only provide insurance coverage for customers, but also link the capital targets so that customers can enjoy the investment income. Universal life insurance (also known as universal life insurance) refers to life insurance that can pay insurance premiums at will and adjust the amount of death insurance benefits at will. Free insurance refers to insurance products that insurance companies or insurance agencies give to customers free of charge. In this way, insurance companies or insurance agencies can make customers know more about insurance companies or insurance agencies. It is a way to gain customers' trust through their free experience of insurance products.