Business license business scope of insurance company

Legal analysis: the business scope of an insurance company refers to the business scope of an insurance company engaged in insurance business activities. Business scope refers to the categories, varieties and service items of insurance products that the state allows insurance companies to operate, which reflects the content and direction of insurance companies' business activities, is the legal boundary of insurance companies' business activities, and fully embodies the core content of insurance companies' civil rights capacity and behavioral capacity.

Legal basis: Article 95 of People's Republic of China (PRC) Insurance Law: (1) Personal insurance business, including life insurance, health insurance, accidental injury insurance and other insurance business; (2) Property insurance business, including property loss insurance, liability insurance, credit insurance, guarantee insurance and other insurance businesses; (3) Other insurance-related businesses approved by the the State Council Insurance Regulatory Authority. An insurer may not concurrently engage in life insurance business and property insurance business. However, insurance companies engaged in property insurance business may engage in short-term health insurance business and accidental injury insurance business with the approval of the State Council Insurance Regulatory Authority. An insurance company shall engage in insurance business activities within the business scope approved by the the State Council Insurance Regulatory Authority according to law.