Once the news was conveyed, major websites, Weibo and friends circle were screened by major analysts, which made people feel sad and happy.
The good news is that the three-child policy is conducive to improving the population structure of China and coping with the aging population. And everyone is worried that they can't afford one child, but they need three?
Male friends say that pressure is high, and making money is king!
Not necessarily. Sister Xue introduced a good thing to you today-Taikang Baoyu Children's Annuity Insurance, Children's Growth Care Fund, Education Fund and so on. It's all covered! This is a good measure to deal with the three-child policy ~
However, children's annuity insurance is really a good thing, but it is not bought casually! Want to know the information about children's annuity insurance, just poke the link to browse: Is children's annuity insurance good? What products are suitable for us?
Time is precious. Let's give you a detailed analysis. Why can the three-child policy apply for Taikang Baoyu Children's Annuity Insurance? If you want to know the answer, read on!
1. Is the income of Taikang Baoyu Children's Annuity Insurance considerable?
The product schematic diagram of Taikang Baoyu Children's Annuity Insurance is as follows:
Come and learn about the guarantee responsibility of Taikang Baoyu Children's Annuity Insurance from Senior Sister. Senior sister will give you an example. Lao Li insured a Baoyu children's annuity insurance plan for his 0-year-old baby, with an annual payment of 50,000 yuan and a basic insurance amount of 9,650 yuan.
1, Growth Care Fund
After the publication of the three-child policy, everyone's idea is: raising a child is really expensive, and no one can stand it. If you really want three children, you will be unable to make ends meet!
Therefore, Taikang Baoyu Children's Annuity Insurance has a growth care fund. The contract takes effect for 5 years, and the product pays the basic insurance amount every year as a growth care fund.
From the sixth year, Lao Li's baby can receive 9650 yuan of growth care money every year, which can fully meet the tuition expenses of kindergarten!
2. University education grant
In view of the three-child policy, the children's education fund must be everyone's greatest concern. Even if a child goes to a state-owned university, he needs at least 1.5 million a year. Three children are really a burden to ordinary families!
Therefore, increasing the responsibility of university education fund is a highlight of Taikang Baoyu Children's Annuity Insurance. The age should not only be 18, 19, 20, 2 1, but also pay twice the basic insurance amount as the university education fund every year from the sixth year when the policy takes effect.
It means that in the next four years, you can get 19300 college education fund every year, and when Lao Li's baby 18 years old, you don't have to bear huge education expenses, and the family economy returns to normal!
Step 3 get married and start a career
When the child reaches the age of 28, Taikang Baoyu Children's Annuity Insurance will pay 10 times the basic insurance amount as a family fund, that is, there is a family fund of 96,500 yuan to help the child buy a house or a car, or use it as a career fund to help the child start a new life!
Generally speaking, Lao Li insured Taikang Baoyu Children's Annuity Insurance for a 0-year-old baby, and the insurance premium received by the baby at the age of 28 is 299 150 yuan.
If you have friends, you will be confused. Taikang Baoyu children's annuity insurance income is not high!
The protection of children is a little weak. Don't worry, Senior Sister just takes Taikang Baoyu Children's Annuity Insurance as an example to analyze in detail the policy of dealing with three children. Parents can deal with it by buying children's annuity insurance!
Some partners want to engage in high-yield financial insurance. Let's look at the list below. There is a financial insurance to choose from: Want to buy high-yield financial insurance? Don't miss this 10 model again!
Many annuity insurance products are in the above list, and many friends may have seen them! I choose an insurance to introduce, and everyone will know the high return of this patron saint who cares about life!
2. What are the advantages of Taikang Baoyu Children's Annuity Insurance over caring for the patron saint of life?
Cut the crap, let's take a look at the product map of the patron saint of love life:
Do you want to know why this product has no guarantee responsibilities such as education fund and growth fund? In fact, it has its own outstanding characteristics.
Its biggest advantage is that the insurance coverage will increase at a rate of 3.6% per year. Many insurance novices are curious. Without the guarantee responsibilities such as education fund and growth fund, can you still be insured with peace of mind?
As we all know, children have no ability to make money, and all the expenses come from their parents!
Can the only child buy financial insurance?
Not necessarily, the income gained by adults from investing in themselves can be used for children's education, or for starting a business. , can be used!
For example, the 30-year-old Lao Wang is insured as the patron saint of caring for life, and pays 65,438+million every year, choosing to pay 10 year. The following is his income:
In the income calculus chart, we can know that in the year of 1 1, Lao Wang is 40 years old at this time. From the point that the cash value has exceeded the premium, we know that Lao Wang has returned to his original capital for products and the patron saint of love life.
Since Pharaoh was 40 years old, the income of the patron saint of love life has been rising, especially in the later period, the cash value soared!
In a few years, Lao Wang will be 46 years old, and he can earn less than 440 thousand. Even if Lao Wang has children around the age of 30, his children should not go to high school before Lao Wang is 46. Although the cost of children's high school education is not a small sum, with this money, Lao Wang doesn't have to worry!
At the age of 50, the insurance products of the patron saint of love life will increase by 365,438+0,000 yuan again; When Pharaoh is 54 years old, his income will exceed 1 10,000!
Then, Lao Wang used the money for his children's education fund and venture capital. This money is used to buy a house for children and provide for their own old age.
However, since the patron saint whole life insurance has been discontinued, Senior Sister presents an upgraded version of this product-Aisheng Patron Saint 2.0. The imprint of interests: the real benefits of the patron saint of love life 2.0 are shocking!
So we just need to look at the three-child policy with a normal heart and don't know how to invest. This is the most terrible! Whether it is children's annuity insurance or not, the high expenses caused by accidents will be solved by whole life insurance, that is, parents. When an accident happens, insurance can minimize expenses!
In addition, high compound interest, flexible fund collection and high income are the characteristics of the patron saint of love life. Insure the patron saint of love life to ensure that the education expenses of the three children are worry-free!
Senior, today's content is over! If you still want to know about the three-child policy, you can trust Xue Jie privately!
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