Foreigners who want to buy a house in Zhengzhou must have certain qualifications to buy it. You can't buy a house in Zhengzhou if you don't meet the requirements. Then, the following small series will share with you the conditions for foreigners to buy a house in Zhengzhou, as well as the conditions and procedures for foreigners to buy a house in Zhengzhou and borrow money from banks.
What conditions do foreigners need to buy a house in Zhengzhou?
What conditions do foreigners need to buy a house in Zhengzhou?
1. Foreigners who want to buy a house in Zhengzhou must pay social security or personal income tax continuously for 24 months.
2. Must be a full-time undergraduate or above graduate working in Zhengzhou.
4, working in Zhengzhou, deputy senior (senior technician) title or above.
5. Foreigners are limited to 2 sets of Zhengzhou hukou, and foreigners are limited to 1 set of non-Zhengzhou hukou.
Second, the conditions for foreigners to borrow money from banks to buy a house in Zhengzhou
1. Lender's age and loan term: men cannot be over 65 years old and women cannot be over 60 years old.
2. Agree to purchase the house as mortgage guarantee.
3, to have a stable job and income, good credit, the ability to repay the loan.
4. Have full capacity for civil conduct, and have permanent residence or valid residence status in China.
5. Pay a down payment of not less than a certain percentage of the total price of the purchased house.
6. A house purchase contract or agreement has been signed.
2. What are the procedures for buying a house in Zhengzhou?
1. Bring your ID card, temporary residence permit and a copy, and submit the application for house purchase to the Housing Authority. After there is no problem with the transaction review, go to the real estate management Committee to seal it. After reviewing the purchase registration form and its materials, the CMC will issue an approval form valid for six months.
2. The purchaser shall bring his/her ID card, temporary residence permit, approval form and purchase contract to the trading office within/0/5 days after the contract is signed. The trading office will notify the buyer and take back the approval form.
3. When buying a house, you should carry the notice, contract, ID card and temporary residence permit with the developer to handle the transfer formalities of the deed, and pay the transaction fee, stamp duty and other taxes and fees according to the relevant regulations.
Abstract: The above is what Bian Xiao shared about the conditions for foreigners to buy a house in Zhengzhou, and the conditions and procedures for foreigners to borrow money from banks when buying a house in Zhengzhou. When buying a house, you need to pay attention to many problems. Only by understanding the strength and qualifications of developers can we buy a satisfactory house.
Enter the area and get the decoration quotation for free.