How does Shenzhen Hengyuanhao Information Technology Co., Ltd. have a home address for collecting money?

Shenzhen Hengyuanhao Information Technology Co., Ltd. collects home address because it needs to fill in personal address and submit ID card for identity verification when applying for online loan. After the online loan is overdue, the collector can find the user through the personal address filled in by the user, or directly through the address information on the ID card. Users can't pay off their loans within the time limit, so they can try to apply for agreement repayment to the online lending platform. After the negotiation is successful, the user can repay the loan according to the negotiation agreement. If the negotiation fails, the user can submit the negotiation application again. Online loan collection is mainly based on SMS collection and telephone collection. After collection, as long as the user starts to repay, the collection frequency will be reduced.