Is it risky for Qujing Shengluo Finance to lend money to others at work?
Yes As a financial practitioner, lending money to others does have certain risks. These risks include credit risk. If the borrower's credit status is poor and he can't repay on time, it will lead to losses. Before granting loans, it is necessary to evaluate the borrower's credit to reduce this risk. Interest rate risk. Interest rate fluctuations affect the return on investment. If the market interest rate rises, the fixed-rate loans that have been issued cannot obtain higher returns.