If the loan is refused for personal reasons, it is recommended to negotiate with the developer. Because the general purchase will have a contract, which is not good for you.
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According to the time of default, default can generally be divided into expected default and actual default; Actual breach of contract can be divided into non-performance (including fundamental breach of contract and refusal to perform), non-compliance with the contract and other violations of contractual obligations; Non-conforming performance can be divided into delayed performance, defective performance and incomplete performance (including partial performance, improper performance in place and improper performance).
Reference: Baidu Encyclopedia-liquidated damages