What does Changsha Bank have in enterprise credit loans? Look at these three models.

Many small and medium-sized enterprises may face the problem of capital shortage in the process of production, operation and development. They can apply for credit loans from some banks without mortgage guarantee. For example, Changsha Bank has many such loans, which are suitable for enterprises with different qualifications to apply. Here, I'll give you an inventory.

What does Changsha Bank have in enterprise credit loans?

1, tax e financing:

Refers to the revolving credit loan granted by Changsha Bank to the legal representative of small and micro enterprises for business turnover based on the tax credit authorized by the tax authorities.

Customers who have paid taxes normally for more than two years can apply through the Internet. The maximum loanable amount is 6,543,800,000 yuan, the longest validity period of a credit line is 654.38+02 months, and the longest term of a single loan is 6 months. The loan shall be repaid with interest on a daily basis, with a minimum of two ten thousandths.

2. Online business loan:

It refers to the credit financing products provided by Changsha Bank for merchants engaged in B2B and B2C e-commerce business on mature e-commerce platforms such as Tmall and JD.COM. The maximum credit line is 20 million yuan, the credit period is 1 year, and the loan is repaid at the lowest interest rate. Only individual Taobao merchants in Hunan can apply.

3.POS loan:

It refers to the short-term credit loan issued by Changsha Bank to an external service organization (non-UnionPay) with a POS card account of 300,000 yuan.

POS merchants who have received orders from Changsha Bank for more than 3 months, have physical stores, take Changsha Bank as the acquiring bank, and have more than 3 years of industry experience can apply.