Wode wealth information consultation

As we all know, each bank has launched a unique function card for different groups of people.

The following mainly introduces Bank of Communications:

Pacific credit card-password signature, you can choose.

You can directly use the signature to confirm every credit card consumption transaction with China UnionPay merchants. If you are used to using signature and transaction password to confirm the transaction, just call our 24-hour customer service hotline at 800-988-8888 to enable the merchant transaction password verification service.

Overseas use, repayment in local currency

Whether you use this card at home or abroad, you can finally choose RMB for repayment to avoid the inconvenience caused by insufficient foreign exchange abroad. Time-saving, labor-saving and worry-free repayment methods allow you to arrange funds reasonably and travel and shop more freely.

Domestic and overseas, global support

Whether at home or overseas, you can spend money at more than 20 million merchants with VISA/Plus, MasterCard/Cirrus and China UnionPay logos, and withdraw cash at more than 840,000 ATMs, so you can enjoy convenient and fast services at any time.

Sign up for consumption and enjoy interest-free

There is no need to deposit cash in the card, and you can enjoy the consumption experience of swiping the card first and then repaying it. The interest-free repayment period is as long as 56 days, which helps you manage your finances more easily.

Lost card protection, no risk.

If your card is accidentally lost or stolen, please call our 24-hour customer service hotline 800-988-8888 to report the loss. The loss will take effect immediately, and you don't have to bear the subsequent risks, which will relieve your worries.

Prompt by SMS, use your card with peace of mind.

With the SMS service prepared for you, not only every credit card transaction can be prompted by SMS immediately, but any account change, such as the generation of monthly statement and the change of quota, will be prompted by SMS from us, which will make you feel more at ease when swiping your card. You only need to log in to www.bankcomm.com Credit Card Business/Credit Card Login Module to open this business.

Anytime, anywhere, hotline service

Whenever and wherever, you only need to call our 24-hour customer service hotline 800-988-8888, and you can handle inquiries, loss reporting and other consulting matters in areas where the 800 number is not opened. Our warm and thoughtful service will be delivered immediately.

Y-POWER credit card-

Three kinds of privileges

Privilege one:

My credit, of course, is mine The initial credit limit of each Y-POWER is RMB 5,000. After holding the card for six months, Y-Power's credit line will have the opportunity to upgrade, and the speed of upgrading depends on your card performance. More credit cards, more installment payments and self-improvement are as simple as that!

Privilege 2:

You can buy whatever you want. When you pay for the consumption, you can not only decide what to buy, but also decide how to buy it! As long as you buy any goods from any merchant and spend over 500 yuan RMB or US$ 60, you can start the installment privilege of "dividing if you want". Beautiful dreams come true instantly, making all impulses possible!

Privilege 3:

The ultra-low cash withdrawal fee and the ultra-high cash withdrawal amount make it easy to withdraw cash in RMB in China. Whether in the same bank or in different places in the same city, the handling fee is as low as 5 yuan/transaction, and the withdrawal amount is as high as 100% of the credit card limit. You can take it if you want!

Eight advantages

The gift of power continues.

"Power keeps giving gifts" is a special bonus privilege created by Y-POWER for the younger generation.

Password or signature, whatever you decide.

How to verify your Y-force identity when swiping a card? Signature or signature plus transaction password depends on you!

Consumption abroad, RMB can be easily repaid.

Whether you use Y-POWER at home or abroad, you can choose RMB for repayment, with one card in your hand and free consumption.

The whole world likes it, and Total supports it everywhere.

You can use Y-POWER as long as you have the logo of Visa/Plus, MasterCard/Cirrus or China UnionPay.

Consumption depends on credit, and interest-free is easy enough.

Y-POWER is convinced that youth is your greatest wealth! So you can enjoy an interest-free repayment period of up to 56 days!

The report of loss is the most timely and there is no risk of card loss.

When your Y-POWER is accidentally lost or stolen, please report the loss immediately and take effect immediately.

SMS assistant, remind you at any time.

Every time you make a credit card transaction or change your account, you will receive a prompt from the SMS assistant.

Anytime, anywhere, hotline service day&; night

Y-POWER has a worldwide influence. Call the 24-hour customer service hotline, and warm and thoughtful service will arrive soon.

Liu Xiang VISA credit card-

Main functions:

In addition to home &, Liu Xiang VISA Credit Card also has the dual-currency credit card of Bank of Communications; Take away all the functions.

Basic functions:

Password signature, whatever you choose.

You can directly use the signature to confirm every credit card consumption transaction with China UnionPay merchants. If you are used to using signature and transaction password to confirm the transaction, just call our 24-hour customer service hotline at 800-988-8888 to enable the merchant transaction password verification service.

Overseas use, repayment in local currency

Whether you use this card at home or abroad, you can finally choose RMB for repayment to avoid the inconvenience caused by insufficient foreign exchange abroad. Time-saving, labor-saving and worry-free repayment methods allow you to arrange funds reasonably and travel and shop more freely.

Domestic and overseas, global support

Whether at home or overseas, you can spend money at more than 20 million merchants with VISA/Plus, MasterCard/Cirrus and China UnionPay logos, and withdraw cash at more than 840,000 ATMs, so you can enjoy convenient and fast services at any time.

Sign up for consumption and enjoy interest-free

There is no need to deposit cash in the card, and you can enjoy the consumption experience of swiping the card first and then repaying it. The interest-free repayment period is as long as 56 days, which helps you manage your finances more easily.

Lost card protection, no risk.

If your card is accidentally lost or stolen, please call our 24-hour customer service hotline 800-988-8888 to report the loss. The loss will take effect immediately, and you don't have to bear the subsequent risks, which will relieve your worries.

Prompt by SMS, use your card with peace of mind.

With the SMS service prepared for you, not only every credit card transaction can be prompted by SMS immediately, but any account change, such as the generation of monthly statement and the change of quota, will be prompted by SMS from us, which will make you feel more at ease when swiping your card. You only need to log in to www.bankcomm.com Credit Card Business/Credit Card Login Module to open this business.

Anytime, anywhere, hotline service

Whenever and wherever, you only need to call our 24-hour customer service hotline 400-800-9888, and you can handle inquiries, loss reporting and other consulting matters in areas where the 800 number is not opened. Our warm and thoughtful service will be delivered immediately.

Business card-

In order to further deepen the reform of the centralized treasury payment system, standardize the financial authorization payment business of the central budget unit, reduce cash payment, improve the transparency of payment funds and strengthen financial supervision, Bank of Communications has designed and developed the official card of Bank of Communications (hereinafter referred to as the official card) in accordance with the relevant provisions of the state and the actual daily financial work of the budget unit.

Business card is a credit card held by employees of budget units, which can be used for daily business expenses and financial reimbursement, personal consumption and cash withdrawal, and can enjoy various discounts on credit card consumption.

Improve the function of official reimbursement

You don't need to advance cash from your company, so you can use your card to travel in China.

Only invoices and POS purchase orders can be used to complete formal reimbursement easily.

Reimbursement is remitted directly to personal account, which is quick and convenient.

The shortest interest-free repayment period is 25 days, and the longest interest-free repayment period is 56 days. As long as the repayment is made in time during the interest-free repayment period, no unit or individual needs to bear any interest on advances.

SMS reminder

Automatically get free SMS reminder service for consumption and cash withdrawal transactions and SMS reminder service for repayment. The change of account amount is controlled.

Inter-bank overpayment and cash withdrawal in the same city are free of charge.

Free annual fee for life

Premium credit card payment function

This card not only provides convenient reimbursement and payment for civil servants, but also has a perfect credit card function, so that other consumption of civil servants can also enjoy the convenience and preferential treatment brought by Bank of Communications.

Points reward scheme

The official card of Bank of Communications can enjoy the "Enjoy Life" bonus plan, with accumulated points 1 RMB per consumption 1 minute. Points are valid for up to 2 years and can be redeemed for hundreds of advanced points gifts. At the same time, the official card can also enjoy the "Enjoy the World" flight mileage plan, and the consumption points can be exchanged for thousands of flight route miles of major airlines such as Air China, China Eastern Airlines, China Southern Airlines, Hainan Airlines, Shanghai Airlines and Asia Miles, and travel around the world for free.

100% password protection

The official card of Bank of Communications adopts 100% password verification transaction mode to ensure the security of the cardholder's cash withdrawal transaction.

Can be paid at home and abroad

It can be consumed not only by all merchants with UnionPay logo in China, but also by all UnionPay merchants abroad, or at ATMs with UnionPay logo abroad. If you spend money abroad to repay loans in RMB, you can enjoy a more favorable exchange rate than foreign exchange for local currency.

Lost card protection, no risk.

If the business card is accidentally lost or stolen, the cardholder can immediately call the 24-hour customer service hotline 8009888888 to report the loss. The loss report will take effect immediately, and then the cardholder will not have to take risks, which will solve the worries of the cardholder.

Special bill, attentive service

The monthly statement of the official card of Bank of Communications is specially printed, which not only provides perfect consumption records, but also provides rich information on preferential activities of official cards.

A variety of repayment channels are available.

Cardholders can freely choose any repayment methods such as branch counters, self-service equipment, debit card agreement repayment, online repayment and inter-bank repayment. And repayment is extremely convenient.

Online banking is fully functional.

As long as you log on to the website of www.bankcomm.com, you can conveniently and quickly handle business such as business card transaction inquiry, repayment, loss reporting and activation.

Anytime, anywhere, hotline service

Whenever and wherever, cardholders can call the 24-hour customer service hotline 80098888 to handle business card transaction inquiry, repayment, loss reporting and other consulting matters.

Platinum credit card-

Airport VIP room:

You can enjoy VIP service at 36 airports in China and 500 airports around the world.

Vip channel:

You can enjoy Ward Wealth Green Channel service at the National Bank of Communications outlets.

Security:

48-hour card loss protection, high aviation accident insurance, travel delay and baggage delay, land and sea traffic accident insurance.

Road rescue:

National unlimited license plate 24-hour road rescue service.

Enjoy points:

Spend 3 times the points in the US dollar account, double the points in the birthday month, and triple the points in the booking of air tickets by the platinum secretary.

Platinum secretary:

Full-time and all-round personalized and intimate secretarial service

Ya Jia A:

Membership discounts for more than 60 Accor hotels in China and more than 300 Accor hotels in the Asia-Pacific region.

Golf:

Free 18 hole green fee, free driving range, national golf course discount all year round.

Health care:

The unique medical network provides you with the highest-end medical services and the most special offers.

Preferential merchants:

All-inclusive "exclusive advantage" merchant plan, HSBC's "home page &; "AWAY" merchant courtesy plan and selected platinum exclusive merchants

Joint credit card-

Bank of Communications Hong Kong New World Department Store Credit Card is a joint card jointly launched by Bank of Communications and Hong Kong New World Department Store, including celebrity card and standard card. It is a chip magnetic stripe composite dual-currency credit card. The chip is used by Xinbai to record and store Xinbai VIP card number, basic customer information, Xinbai points and so on. Customers can use this chip to accumulate and redeem new hundred points. Banks use magnetic stripes to conduct transactions and records related to various credit card businesses.

VIP courtesy, exclusive exclusive.

Credit card consumption points and automatic redemption of shopping vouchers in New World Department Store

Every time you spend RMB 65,438+0 yuan, the accumulated points are 65,438+0 points, and every time you spend US$ 65,438+0 points, the accumulated points are 8 points. Every time the score reaches 5000 points, you will be automatically given a shopping voucher of New World Department Store 15 yuan, which can be cashed directly when Xinbai consumes.

Automatic redemption every quarter, without customer application.

One card for dual use, double points reward.

Customers can not only accumulate credit card points of Bank of Communications and automatically exchange them for shopping vouchers of New World Department Store, but also accumulate points of New World Department Store and exchange them for gifts according to the rules of New World Department Store.

Shopping protection insurance

Bank of Communications Hong Kong New World Department Store Credit Card provides customers with shopping protection insurance services. As long as the goods purchased at any store in Xinbai with a co-branded card are stolen at home due to natural disasters or robbed on the way home from shopping; Or the loss caused by theft in the process of using/carrying special goods, the standard card can get a maximum compensation of 5,000 yuan, and the celebrity card can get a maximum compensation of 50,000 yuan.

Standard cards can enjoy:

Enjoy VIP membership of New World Department Store.

Multiple discounts, double surprises (10% off regular-priced goods in department stores and 15% off in supermarkets)

Preferential activities, rich and colorful (VIP sale, free access to the latest information of the mall, regular gifts)

Free parking for shopping (applicable to some stores), which is fast and convenient.

Celebrity cards can enjoy:

Enjoy the treatment of platinum VIP member of New World Department Store.

Shopping in New World Department Store gives priority to free parking (applicable to some stores).

Cardholders get exquisite gifts and greeting cards free of charge on special dates (such as birthdays).

Free use of the exclusive "Platinum VIP Card Lounge" (some shops)

You can attend the Platinum Member Party every quarter (each store will do it by itself).

Free VIP member special issue every quarter.

Enjoy credit card special service benefits (no password envelope printing, bill supplementary printing, domestic and foreign loss reporting replacement cards, etc.). )

Financial service concession

Celebrity credit card holders of Bank of Communications Hong Kong New World Department Store enjoy some free credit card treatment, including exemption from handling fees for reprinting password envelopes (including urgent fees), bill reprinting fees, loss reporting fees, overseas emergency loss reporting fees, and overseas emergency card replacement fees. Show the extraordinary quality of celebrity cards, so that distinguished you can enjoy personalized celebrity courtesy.

Divide if you want, and bring you free and convenient installment payment.

Bank of Communications Hong Kong New World Department Store Credit Card brings you the most fashionable, free and complete installment plan-"Divide if you want". You can call customer service directly, and randomly divide a single transaction of spending 1500 yuan or equivalent foreign currency, or divide it into POS installment of special shopping malls or mail order installment of special merchants. It only takes ten seconds, and your favorite goods can be easily owned, and the staging period can be as long as 36 periods.

All-inclusive discount merchants bring you exciting discounts.

The merchant preferential scheme of Bank of Communications allows you to enjoy the fashionable life at will, and enjoy five categories of merchants: wine and food, consumption shopping, tourism and leisure, health and beauty, jewelry and beauty, which will surprise you and show your superior VIP status. Whether in a fashionable city, an ancient cultural city or a water town in the south of the Yangtze River, you can enjoy the preferential consumption of more than 8,000 merchants in more than 40 cities across the country. In addition, Hong Kong New World Department Store also provides you with discounts from more than 1000 VIP chain units nationwide.

Brief introduction of joint partners

Established in 1993, Hong Kong New World Department Store is a strategic enterprise under the Hong Kong New World Group. Has been committed to developing the department store retail market in China. After years of hard work, New World Department Store is now thriving. From Central China, East China to Northeast China, North China to Southwest China and South China, New World Department Store has won a high reputation in the market with its professional management talents, rich management experience and flexible marketing methods.

On July 12, 2007, Hong Kong New World Department Store was successfully listed on the main board of Hong Kong Stock Exchange (stock code: 825). As one of the leading chain department store operators in China, its ultimate goal is to become the leader of chain department store industry in China, and it will continue to expand its scale and go all out to achieve the ultimate goal.

See m.com/jhbc/product/product_hkcard.html.

Or call 13550 144320 for consultation. Chengdu can handle credit card business at home.