Ji' nan rural commercial bank credit cooperative

Rural credit cooperatives were established with the approval of China Banking Regulatory Commission. They are composed of member shares, and they implement democratic management of members, which is manifested in the "three meetings" system. "Three meetings" specifically refer to the general meeting of members (representatives), the board of directors and the board of supervisors. Rural cooperative financial institutions that mainly provide financial services to community members. According to the reform plan of "clarifying the property right relationship, strengthening the restraint mechanism, enhancing the service function, with the appropriate support of the state and the responsibility of provincial local governments", rural credit cooperatives have spread all over the country, and provincial rural credit cooperatives have been established in various provinces and cities to be responsible for the "management, guidance, coordination and service" of rural credit cooperatives in various provinces and cities. After the reform, there are three main modes of rural credit cooperatives: 1 and rural credit cooperatives. 2. Rural commercial banks. 3. Rural cooperative banks. The provincial rural credit cooperatives invested in the establishment of rural credit cooperatives' fund settlement centers, realized the deposit and withdrawal business among rural credit cooperatives, rural commercial banks and rural cooperative banks, opened bank cards, joined the modern payment system of the People's Bank of China, and realized the inter-bank deposit and withdrawal business. Credit cooperatives and society exist. The reform of credit cooperatives is managed by the provincial government and plays a functional role for social development together with the government. The rural economy mainly relies on the support of credit cooperatives, which have long-term cooperative relations and occupy favorable conditions, geographical location and people. It is impossible for foreign banks to develop in rural areas. The software and hardware of rural credit cooperatives compete with the four major state-owned banks and major commercial banks, and the total deposit exceeds 3 trillion yuan, second only to ABC, ICBC and CCB. Credit cooperatives have opened the universal deposit and withdrawal service, which is much more convenient than the previous single withdrawal method, and the personnel are constantly optimized.