I finally saved up to buy a house,
But it was forced by some professional real estate terminology.
Housing acquisition rate, floor area ratio, pre-sale price, depth, staggered floor. . . .
For the common terms of real estate,
Be sure to know something before buying a house!
Architectural articles
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Swimming pool area
That is, the property owner of the whole building and the construction area of all public parts of the whole building. Including elevator shaft, pipeline shaft, stairwell, garbage chute, power distribution room, equipment room, public hall, aisle, basement, guard room on duty, etc. , as well as the construction area of the public service room and management room of the whole building, calculated according to the horizontal projection area.
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house price
That is, the ratio of the disposable area of each household (that is, the interior construction area) to the construction area of each household (interior construction area+pool area). The housing rate is too low to afford; It's too high to be convenient. Because the higher the housing rate, the smaller the area of public parts, and residents will feel depressed. Generally speaking, about 80% of the room rate is more appropriate. The public part is spacious and spacious, and the shared area will not be too much, which is more affordable.
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Volume fraction
Also known as gross density of building area, it refers to the ratio of the total building area above ground to the land area of a residential area. In a good residential area, the plot ratio of high-rise residential buildings should not exceed 5, that of multi-storey residential buildings should not exceed 3, and that of green space should not be less than 30%. However, due to the limitation of land cost, not all projects can be done.
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Greening rate
Greening rate is an inaccurate and nonstandard word, and the accurate formulation should be "greening coverage rate". Green coverage rate refers to the ratio of the sum of green vertical projection areas to residential land, which is relatively broad. Generally, places where grass grows can be counted as greening, so the greening coverage rate is generally higher than the greening rate.
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Multilayer &; High-rise management and small high-rise buildings
Simply put, according to the height of buildings, houses are divided into low-rise, multi-storey, small high-rise, high-rise and super-high-rise buildings. 1-3 floors are called low floors, 4-7 floors are multi-floors, 8- 12 floors are small high floors, and 12 floors are high floors, with a total height exceeding 100m. According to the regulations, elevators must be equipped for floors above 7.
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Tower and slab apartment building
Banlou: A high-rise residential building consisting of several residential units, each of which is equipped with stairs and elevators. Tower: a high-rise residential building with stairs and elevators as the core.
Huxing article
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Floor height &; clear height
The story height usually refers to the distance between the lower floor or the floor to the upper floor. The difference between floor height and floor thickness or structural layer height is called clear height. In order to reduce costs and save building materials and land, the height of general residential buildings is about 2.8 meters.
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Select the height
Higher-rise units generally have a total height of 3.8-4.9 meters. When selling, only one floor is used to calculate the construction area. Each household is one story high and one mezzanine is added. The lower floor is used for living, such as cooking, eating and bathing, and the upper floor is used for resting, sleeping and storing things. The advantage is that the total price of this kind of house is low, but the disadvantage is poor ventilation, which is generally a transitional product. There are high-rise residential products for business, office and residence, which are more common in developed cities such as Beijing, Guangzhou and Shenzhen.
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Open room and deep room
Generally speaking, a studio refers to the width of the room, and the depth generally refers to the length of the room. Smaller bay size can shorten the space span of the floor and enhance the integrity, stability and seismic capacity of the residential structure. There are certain requirements on the design of living depth, and the depth is generally limited to about 5 meters. If the depth is too large, the shell will be long and narrow.
The indoor space far away from doors and windows lacks natural light.
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Duplex &; Thermocline &; There are different height planes in the room
Conceptually speaking, duplex residence is a one-story building, which is 3.3 meters higher than ordinary residence and does not have a complete two-story space. In fact, a1.2m mezzanine is added to the higher-rise building. Split-level residence mainly means that a house is not on a plane, that is, the hall, bedroom, bathroom, kitchen and balcony in the room are on several uneven planes. The duplex residence occupies two floors, and the internal stairs connect the upper and lower floors. Generally, the living room, kitchen, dining room and bathroom are arranged on the first floor, while the bedroom, study and bathroom are arranged on the second floor.
Sales of goods
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Five syndromes
Five certificates include construction land planning permit, construction project planning permit, housing construction permit, state-owned land use right certificate, and five commercial housing pre-sale permit.
. The most important thing is to look at the two certificates, the state-owned land use certificate and the pre-sale permit. These two certificates should be issued, and if they are accurate, there will generally be no problem, especially the pre-sale permit.
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Existing houses and faster houses. The remaining/last houses/apartments for sale in residential areas
Is the existing house bought and renovated or renovated by the developer; The auction house has not been built yet, and it will take some time (for example, one or two years) to move in; ; Weifang is a sold-out building, and the last few sets of general rooms are poor in type and orientation, but there are also good houses built by developers, but they are often more expensive than when they opened.
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Internal subscription
Developers in the absence of "pre-sale permit for commercial housing" and other relevant documents, in a small range to "internal subscription" way to pre-sell commercial housing.
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Commercial housing loan &; Provident fund loans &; Consortium lending
Personal housing commercial loans are self-operated loans issued by banks with their credit funds.
Provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to commercial banks to employees who pay housing provident fund. Housing portfolio loan refers to the borrower who meets the conditions of a bank's personal housing commercial loan and pays the housing provident fund at the same time. While handling commercial loans for individual housing, you can also apply to the bank for personal housing provident fund loans.
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Pre-sale price
Pre-sale price is a special clause in the pre-sale contract of commercial housing. The pre-sale price is not the official price, and developers usually raise the price.
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appoint
Real estate agents help developers or second-hand housing sellers sell houses.
Land goods
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land transfer
The state transfers certain state-owned land use rights to land users, and land users pay a certain amount of money to the state. There are generally three ways: agreement, bidding and auction.
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Premium rate
Percentage of land price that exceeds all calculated costs. The calculation formula is land premium rate = (auction transaction price-land cost price)/land cost price * 100%. If the auction price of the land is 100 yuan, and the final transaction price is 200 yuan, then this land is premium land with a premium rate of 100%.
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rock-bottom price
Floor price refers to the total land price divided by the maximum allowable building area of the land, which indicates the land cost included in the unit selling price when the project is sold. Developers only need to add land purchase cost, Jian 'an cost, tax cost, marketing cost and other related expenses, and then they can work out the cost price of this project to be sold in the future. Comparing the current sales prices of similar projects around this plot, we can know their profit margins and business risks.
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Seven connections and one leveling &; Preparatory work for the building
Three links and one leveling: water supply, electricity supply, access and site leveling. Seven connections and one leveling: water supply, power supply, communication, gas supply, transportation, heating and site leveling.
(The above answer was published on 2017-01-1.Please refer to the actual situation for the relevant housing purchase policy at present).
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