Want to know how to configure the appropriate insurance products for yourself, you can read this article: "Expose the six pits of insurance sales! Teach you how to configure insurance correctly.
1. What questions should I ask?
1. What kind of insurance should I choose?
2. What's the difference between all kinds of insurance?
3. What is the form of payment?
3. What is the premium?
4. Why do you recommend this product? What are its advantages and disadvantages compared with other products?
5. What is the warranty period?
Generally, these are some basic insurance problems before insurance, which need to be adjusted according to their own different situations.
Second, dad will help you tell us what the principle of buying insurance is:
1, adults take precedence over children.
Parents are the greatest protection for children and the economic pillar of the family, giving priority to the insurance of adults.
2. The amount after the first insurance is closed.
Within the budget, priority is given to those with high insurance coverage. If the budget is limited, you can choose to shorten the guarantee period and increase the insured amount.
3. Guarantee first and then manage money
4. Risk before probability
Configuring accident insurance first, then health insurance, is to consider extreme risks first, and then improve other guarantees.
5, gradual distribution, overall planning, long-term planning.
Our demand for insurance will change with time. It is suggested that the family insurance plan should be adjusted flexibly with every five years as a dividing line.