Uncle is a very nice person. When I was young, I contracted projects and worked hard all the way. I finally have a little family business. In the 1990s, this was the first cement-covered square in our village, and everyone in the village envied it.
In my hometown of Gansu, in the 1990s, many people still lived in caves. Life is so hard that even some families can't afford their children's tuition. In winter, we basically eat pickled pickles and potatoes and cabbages grown at home. Cooking is hard, but eating meat is even harder.
But uncle made a lot of money by contracting projects. What I remember most clearly is that when our cousins arrive at the Spring Festival, they all want their uncles to come back, because every year during the Spring Festival, on the first day of the New Year's Day, we will pay a New Year call to our elders, kowtowing for lucky money, and my uncles give the most.
Other uncles are basically 2 yuan 5 yuan, and the uncle has the lowest hand in 20 yuan. 20 yuan was astronomical to us at that time. I can buy too many things. So we all like him very much. In my heart, my uncle is the best person.
Uncle's kindness is not only reflected in giving us a lot of lucky money, but also in his family and relatives. I remember when my third grandfather died, my uncle held a rewarding funeral. At that time, hairtail was specially bought from other places for dinner. At that time, having this in the countryside was definitely a big family.
Everyone knows uncle's filial piety. Everyone in the village praised him. As for him, he takes special care of the poor families at home. Anyone who has a problem will help. At that time, my mother was ill and short of money, and my uncle extended a helping hand. I am grateful to him for a lifetime.
But life is not so smooth sailing. Uncle 18' s project was blocked due to financial problems. Even if he finally sold the house, it didn't solve the problem. Eventually went bankrupt, but fortunately he didn't owe money to migrant workers. Because many of them came out of their hometown with him. He won't owe money to his fellow villagers.
Really, if you have money, everyone flatters and wants to be close. Once poor, many good people avoid it. Over the years, I have understood this truth, and the reality has not changed.
After bankruptcy, my uncle moved back to his hometown, and my cousin went back to his hometown to study. We seldom meet each other. Because they spend most of their time in Xining, they will only go back to their hometown for a period of time during the summer vacation and winter vacation.
Uncle has tried his best, but this time he really feels powerless. It seems difficult to make a comeback. I am too old to be as energetic and energetic as I was when I was young.
This time, it was a great blow to my uncle. According to my father, his physical condition is getting worse and worse, and people have become silent at ordinary times. Don't like going out. Father and several uncles often go to see him and enlighten him, but the effect is not ideal.
It must be dangerous to continue like this, and everyone is particularly worried. As a result, I really want what I want. Last July, my uncle left us forever because of a sudden cerebral hemorrhage.
When I learned the news, I was really in tears, because my uncle is such a good person in my heart. He is a real man in my heart and a model of a good son. I have always regarded him as my role model. He has helped us so much that my nephew has never been filial to him. He is dead.
The most regrettable thing is that because of the epidemic, the loss can only be simplified and there is no funeral for his old man's house. But I believe he can understand, after all, it is our obligation and responsibility to abide by the epidemic prevention and control policy.
Before my uncle died, I explained something to my cousin. The most important thing is foreign debt. Before my uncle borrowed money from others, most of them were piecemeal accounts. I didn't want it originally, but the situation at home is not very good at present. He thought that if something happened to him that day, he would take the money back to subsidize his family.
But everyone did not expect that when asking for some arrears, they really met several unreasonable old lai. What I want to say is one of them. He is my uncle's classmate. He grew up with my uncle, but his family was poor.
According to what my uncle told my cousin, I lent him 200 1 and borrowed 1 10,000. Why did you borrow this money? Because of this elder, his son was admitted to the university, but his family was poor and could not afford so much tuition.
The uncle is a well-known rich man in the village, so the elders had the idea of borrowing money from him, and he was at home during the summer vacation, so the elders came to the uncle's house and told him about themselves. The uncle was warm-hearted and rich at that time, so he didn't refuse.
I agreed at that time. I gave him ten thousand yuan in cash. My uncle didn't ask him to write an iou because he was too familiar with it and a fellow villager in the countryside. Written evidence. I can't record on my mobile phone. At that time, there was no WeChat Alipay, so there was no record of this transfer.
Just because my uncle trusted him too much, he gave him the money directly without taking precautions, which caused the subsequent situation. It never occurred to him that the money could not be returned.
My cousin asked his elders for money, but he refused to admit it. For this money, I went to his house six times back and forth, but he didn't give it, saying that there was no such thing at all, saying that we slandered him. Finally, everyone consulted a lawyer.
Lawyers said there was nothing they could do about it. No evidence, no witnesses and no reliable information. Even if you don't pay lip service, it's no use suing him. Later we asked some old people in the village. But nobody noticed. I don't know.
In the end, only the dumb can eat coptis chinensis. Up to now, the money has not been returned. I really can't imagine that people who grew up together are brothers. My uncle helped him in his most difficult time, and now he doesn't know how to be grateful. Even the minimum capital is not given.
You know, 10000 yuan in that era may be tens of thousands of yuan now. This kind of thing has only been heard before. But I didn't expect it to happen to my relatives, which reminded me of the story of the farmer and the snake. Borrowing money is really easier than asking for it!
Through this incident, I also learned experience. I know how to borrow money. No matter how familiar you are, you should leave evidence. No matter how good the relationship is, even if he has no money in the end, at least he needs to know that he is in debt.
1: Transfer record, whether it is WeChat, Alipay or bank card, when someone borrows money, please note the loan when transferring. WeChat Alipay has a chat record. Keep a chat record.
2. IOUs, IOUs, this kind of paper evidence must be written in a standard, otherwise you can inquire online or consult professionals, and you must sign by handprint. When signing, you must make sure to sign in block letters and write down the standard.
3. Make a phone call and make a recording. The recording must be clear about the other party's information, such as name, relationship loan time and reason.
4. Find a guarantor, even if the parties do not repay. This is of interest. Many people and many cards.
This is my personal information. If you have any good suggestions, please feel free to provide them. Please let me know if you have any questions.
The first is to find other legally recognized evidence, such as transfer records, recordings, etc., which are clearly related and the facts are clear.
Secondly, in terms of evidence, if he refuses to admit it, he will take legal measures to safeguard his rights and interests. Lao Lai must not be allowed to succeed.
If there is no evidence, such as uncle, cash given at the scene, and no other legally recognized witness testimony, then you can only suffer from YaBaKui.
Write to the end:
I want to say that borrowing money needs to be cautious. No matter who you are, brothers should settle accounts. Really good people will take the initiative to leave IOUs. Don't go to the end, the relationship is broken and the money can't come back. The gain is outweighed by the loss.
I don't know if you have encountered Lao Lai's situation and how to solve it. Any good suggestions?
Look for evidence first