"I borrowed 50,000 for my girlfriend's online loan, and I was forced to commit suicide."
A female reader sent me a private letter. She said that last year, her best friend's business failed and her capital couldn't turn around. If there is no more capital injection, several stores will have to close down. I don't want to give up my hard-earned business.
The girlfriends of female readers have borrowed money from relatives and friends around them, and have already borrowed 200,000 yuan, but it is not enough for store operation. So the girlfriend of the female reader asked the female reader for her ID card and said that she would help her borrow 50,000 online loans. She paid back the money herself every month just to borrow the female reader's ID card.
Female readers and girlfriends have known each other for 6 years. She thinks the relationship between them is so good that her best friend has helped her a lot. Many new products in cosmetics stores will be sent to female readers, so she agreed to her best friend's request.
When I first started to borrow money, my girlfriend also hinted that I would give her money, which is more than 4K per month; But only after three months, my girlfriend began to find an excuse not to pay back the money, saying that she had not received the account for the time being, and asked the female readers to help me pay it back first and transfer it to the female readers together.
I helped my best friend repay the loan for five months, and the female reader finally couldn't afford it. Her monthly salary is only over 3K yuan. She doesn't eat or drink every month, and she has to lose her savings to help her best friend pay back the money.
Seeing that the deposit is almost gone, my girlfriend hasn't paid it back yet.
When I contacted my best friend again, the female reader found that my best friend's mobile phone number was down, and the contact information had been blacked out and deleted. I went to my best friend's house to find my best friend. As a result, I was told by my best friend's parents that I hadn't been home for more than 1 month, saying that I had gone to work in other places.
When the female readers stopped paying back the money, they were called by various collection calls, and even relatives, friends, parents and colleagues around them received reminders. Finally, female readers lost their jobs, were dismissed by the company, spent all their savings, and were reprimanded by their parents.
The parents of female readers are also honest rural people. They don't have any savings at home, and they have never experienced such a thing. They panicked for a while and didn't know what to do.
And that loan, plus interest, has already paid more than 30 thousand, but after all, it will continue to pay more than 50 thousand.
In the end, I couldn't stand the phone calls every day, and the female readers changed their contact information, but they were still bombarded by the phone; Unable to bear the painful torture, female readers once wanted to commit suicide.
In the end, there is no way but to force my girlfriend's parents to help pay back the money; But my best friend's parents denied it and said, Why should I help you pay back the money borrowed from your ID card? Who can prove that my daughter borrowed it? Why do you want us to share the money you borrowed yourself?
The female reader recalled this terrible past and said: It took half a year to borrow money from relatives around to make up this debt; After this experience, her relationship with her best friend broke down completely. She is still looking for her best friend and wants to recover the money.
-02
A person can give up his moral bottom line for the benefit.
People are born, and credit comes first. If a person loses even the most basic trust, then you may lose all your friends and family in the future.
You can cheat your friends once, but never twice, because your personality and character will spread in your circle of friends until you can't live in the circle around you.
Some people can lose the most basic moral bottom line for the benefit and money; They don't recognize affection and friendship, but only interest and money.
But the money you spend is based on the pain of others, and what you get is the benefit, which is obtained by deceiving your friends to trust you.
Don't you feel guilty when you consume, waste and consume?
Some time ago, neighbors quarreled with their own brothers, and the two families were particularly stiff. Now they are in a cold war, and no one wants to talk to anyone. At the age of more than 30 years, I have been brothers for more than 30 years, and finally broke up because of competing for my parents' savings of 654.38 million.
Is it ridiculous that 65438+ ten thousand yuan can turn two brothers against each other?
Many netizens left messages under my article, telling their experiences of lending money to friends, and then friends borrowed money and didn't pay it back; Some people lost thousands of dollars, others lost tens of thousands of dollars.
When borrowing money, my friend said all the good things and promised to pay you back in a few months.
But when the repayment date was agreed, the other party put it off again and again, and finally simply refused to admit that you lent them money. You have no proof anyway.
It is a loss to lose the trust of a friend and a person because of this little money.
You lost your precious wealth for the trivial things in front of you. This man is either bad or stupid.
-03
How should we avoid being cheated by people around us?
First: No matter how good your relationship is, don't be a guarantor for each other easily, let alone lend your ID card to each other.
What does ID mean? It means your identity, which means that the other party can do a lot of things with your ID card. You are the one who has to bear the consequences, good or bad.
Don't be a guarantor for each other easily. If the other party refuses to collect the debt, you will suffer.
Just like female readers, six years of girlfriends' feelings are different from being cheated?
Second: If the opposite party borrows money from you and the amount exceeds your bottom line, you must write an IOU.
There are too many things to borrow money and not pay it back. If you borrow a lot of money from the opposite party, and you have worked hard to save money for a long time, you should write an IOU.
Write IOUs and press fingerprints. This is the evidence that you can show that the other party will not pay you back in the future.
Third: If the losses are really great, we must take up legal weapons to safeguard our rights and interests.
The other party made a mistake, but let you bear the consequences; If the loss is great, you should find favorable legal weapons and lawyers anyway to see if you can recover the loss.
Since the other party has abandoned your feelings, why should you bear the bitter fruit for the other party's mistakes?
Not all people can keep their word and keep their word; A crisis of trust may happen to the people closest to you.