Provisions of Changsha Municipality on Purchasing Houses with Local Accounts
1 and individual households and collective households handled after September 23rd in this city have no houses in the restricted area, and the commercial housing is restricted to 1 set.
2. If a household registered in this city already has a house in this city, it will be three years after the first house has obtained the certificate of immovable property rights before buying the second house.
3. Commercial housing purchased in this city (including second-hand houses, the same below) can only be listed and traded after obtaining the real estate ownership certificate for 3 years.
4. 1 65438+1 On the morning of 9 October, Changsha Municipal Commission of Housing and Urban-Rural Development issued the latest operating rules: adult unmarried people with Changsha household registration have no housing in the restricted area, which is consistent with their parents' household registration, and parents have no more than1set of commercial housing in the restricted area. In addition, adult singles divorced before the "923 New Deal" in this city enjoy the same treatment as adult unmarried people.
Changsha housing policy stipulates
1, minors are not qualified to buy houses;
2. College students with collective school accounts are not qualified to buy houses; Faculty members are not eligible to buy houses until they have settled in Changsha for 1 year and paid social security for 12 months.
3. Retired demobilized soldiers directly settled in Changsha and are eligible to purchase houses;
4, non-Changsha household registration to use social security to buy second-hand housing, it is necessary to meet the cumulative payment of 24 months in the past 30 months, of which the longest payment can be 6 months;
5. There are 1 house in the restricted purchase area. If the first set of immovable property certificate has been processed for 4 years or the online signing has been completed for 6 years, you can get the qualification to buy the second house (at present, Wangcheng District and Changsha County have not implemented this policy).
6. Judging from the reply from the mayor's mailbox, the whole exchange is not affected by the purchase restriction policy. If you exchange part of the ownership with others, you must comply with the purchase restriction policy. The difference in the appraised value of the houses of both parties shall be registered after paying the relevant taxes and fees.
It is worth noting that the whole set of swaps refers to the two sets of residential swaps in the five districts of Changsha, provided that the real estate license has been issued and there is no loan.
7, Liuyang, Ningxiang social security, qualified to buy a house (social endowment insurance for urban workers in Changsha is required);
8. The social security for flexible employees is adjusted from the original minimum of 57 1.8 yuan/month to 6 17.4 yuan/month.
9. Overseas or individual institutions.
note:
1, and the restricted purchase area refers to the five districts of Changsha, Wangcheng District and Changsha County;
2. If the husband and wife buy a house within 2 years after divorce, the number of apartments shall be determined by the number of apartments under the names of both husband and wife and minor children;
3. The immediate family members donated the real estate, and the donor was not qualified to purchase the house within 4 years;
4. Flexible social security is qualified to buy a house. It is worth noting that individuals need to purchase social security as endowment insurance for urban flexible employees.