1. The borrower or spouse is registered in our city.
2. Since the month of applying for the loan, the borrower's spouse has paid the housing provident fund in full and on time in the first six months. As for the formalities, only qualified borrowers need to provide the corresponding household registration book, and the certificates of deposit, withdrawal and loan issued by the provident fund management department at the deposit place can entrust the bank to conduct the audit.
Two. Materials to be provided when applying for provident fund loans:
1, loan application form;
2. Household registration book, ID card or other valid proof of residence;
3, purchase contract or letter of intent and other related documents;
4, the unit housing fund management institutions agreed to loan letter;
5. For customers who buy new commercial housing, please provide a copy of the commercial housing sales license of the sales unit; For the purchase of public houses, please provide a copy of the approval document of the higher-level housing reform management institution for the "house selling plan";
6. If there is mortgage or pledge, the guarantor agrees to the written certificate of guarantee and the guarantor's credit certificate;
7. In case of guarantee, the guarantor agrees to the written guarantee certificate and the guarantor's credit certificate;
8. The original and photocopy of the receipt that has paid 10% or more of the house purchase advance payment;
9. Other materials required by China Bank.
Three. Official website, Municipal Housing Provident Fund Management Center /index.do