Huixintong is an innovative technology company, which provides a mobile phone consumer loan business platform based on big data and big data application services in the financial industry by integrating resources such as finance, telecom operators and data source service providers. Huixintong has deep strategic cooperation with telecom operators, using its massive mobile phone users and promotion advantages to rapidly promote consumer loan products and accumulate its own user data. In addition, Huixintong also provides basic big data application services such as identity verification, risk identification, membership portrait and precision marketing. Therefore, it can be considered that the ICT platform is reliable.