All branches and business management departments of the People's Bank of China; Administration for Industry and Commerce of all provinces, autonomous regions and municipalities directly under the Central Government: In recent years, various consulting enterprises have been increasing, and some enterprises have the words "financial consulting" or "loan consulting" in their names; Some enterprises illegally engage in financial business in the name of financial consulting business, charging high intermediary fees, which seriously disrupts the financial order.
In order to strengthen financial supervision, prevent consulting enterprises from illegally engaging in financial business in the name of financial consulting, and maintain financial order, relevant issues are hereby notified as follows:
First, the names of various consulting enterprises and other non-financial enterprises approved by industrial and commercial administrations at all levels shall not contain the words "finance" and "lending". ?
Two, for consulting enterprises and other non-financial enterprises, the administrative departments for Industry and Commerce at all levels shall not approve the lending, settlement, witness and other similar financial business within their business scope, and shall not approve the financial consulting and lending consulting business. Prevent enterprises from illegally engaging in financial business in the name of financing inquiry. ?
Iii. If the registration authority orders registered consulting enterprises and other non-financial enterprises to use the words "finance" and "loan" in their names and business scope, they shall go through the change registration during the annual inspection of 1999.
Extended data:
The development of financial intermediaries promotes the rational development of enterprise organizations.
First of all, the existence of various financial media provides conditions for the adjustment of resource stock, which makes the merger between enterprises, including vertical integration, horizontal merger and mixed merger, feasible because of the reduction of cost.
Reorganization can not only realize the redistribution of production factors, but also realize the rapid expansion of enterprise economic scale and promote the rationalization of enterprise scale structure.
In addition, financial intermediaries also promote the formation and development of enterprise organizational structure that adapts to social productive forces. For example, the multi-level holding of holding companies has led to the emergence of enterprise groups.
Secondly, financial intermediaries will socialize the mechanism of screening business operators. In the era of small commodity economy, that is, the era of usury, business operators are generally the direct owners of enterprises. In this case, the social screening function of business operators is basically impossible.
After the emergence of the monetary bank financial mechanism, the social screening function for business operators began to strengthen, that is, people who lack specialized knowledge and management experience generally find it difficult to obtain bank loan securities.
The activities of new financial intermediaries, such as securities market and investment bank, expand the supervision mechanism of enterprise operators from a single banking system to all aspects of society, greatly improve the operating mechanism of enterprises and rationalize their behavior and decision-making.
Reference source: Baidu Encyclopedia-Financial Intermediary