Which department is the online lending platform most afraid of? These are very intimidating!

With the continuous development of Internet loans, more and more micro-loans came into being. Although the state vigorously rectified it for a period of time on 20 18, some online lending platforms still lend without a license, accompanied by violent collection. Which department is the online lending platform most afraid of? What channels can I go to report?

At present, the country only allows the following platforms to engage in self-lending business: licensed consumer finance companies, small loan companies (ordinary small loan companies and online small loan companies), banks and trusts.

So strictly speaking, many mobile online loans on the market are informal. They mainly lend money to some users and newcomers who are short of money, because they will ignore formality because of lack of money, as long as they can pay quickly.

If you encounter online loan platform default, usury, routine loan, violent collection, etc., you can seek help from the following departments:

1, China Banking and Insurance Regulatory Commission, China

Mainly manage the illegal activities of banks and online lending industries. You can report the complaint by phone or leave a message directly in official website.

Telephone number for letters and visits: 010-6627913 (9: 00 a.m.-165438+0: 30 p.m. on weekdays,14: 00-16

2. China Internet Finance Association

Mutual fund associations are established by banks, securities, insurance, funds, futures, trusts, asset management, consumer finance, credit service, internet payment, investment, wealth management, lending and other institutions, which can restrain the market behavior of employees and protect the legitimate rights and interests of the industry.

You can send a report email online, and the email address is :contact@nifa.org.cn.

3. Regional Finance Bureau

Each region has a special banking regulatory bureau, which can search the local official website on the Internet, check the phone number and email address of the report, or choose to report the situation at home during office hours. It is recommended to bring the necessary information and evidence.

All in all, industry norms need the joint efforts of many people to get better and better. When people encounter illegal operation of online lending platform, they should keep relevant evidence and report the situation to relevant departments in time, which can not only solve their own problems, but also avoid others from encountering similar situations.