Legal chart
Second, is the loan intermediary service fee legal?
Intermediary fees are legal fees. As long as it does not exceed the standard, the law will support it, because some expenses did occur during the loan process, such as insurance fees, agency fees, appraisal fees, entertainment fees and so on. And loan intermediary companies need the support of intermediary fees to survive.
In fact, lending institutions are just like other real estate agents and employment agencies. You can still buy a house and find a job without looking for a real estate agent. However, the result is often more time, energy and even cost.
Third, is it legal for a loan intermediary company to collect service fees?
Legally, the latest civil code law has confirmed the intermediary status.
Intermediary contracts signed on the basis of equality, openness and rationality are protected by law.
The total amount of agency fees charged is legal. With relevant information, you can check the specific terms.
4. Is it legal to charge the service fee for the introduction loan?
Legal analysis: 1. Under normal circumstances, there is no need to charge a service fee for loans. If the other party asks for a service charge, it should be distinguished. When you don't know whether the loan service fee is illegal, you can find a lawyer to help you safeguard your rights and interests.
If you just borrow money directly from the bank, there will be no service charge. But from a legal point of view, the loan agency fee is legal, as long as it does not exceed the standard.
Legal basis: Article 40 of the Law of People's Republic of China (PRC) on the Promotion of Small and Medium-sized Enterprises. The State encourages all kinds of social intermediary agencies to provide information consultation, investment and financing, loan guarantee, legal consultation and other services for small and medium-sized enterprises. The agency fee is a legal fee, and the law supports it as long as it does not exceed the standard.