Rural credit cooperatives online banking, rural credit cooperatives belong to rural cooperative financial institutions, whose main function is to raise idle funds in rural areas and provide financial services for the economic development of agriculture, rural areas and farmers. Online banking products are a new financial service model for rural credit cooperatives to serve the society and customers, and are an important part of rural credit cooperatives' e-banking services. The online banking business of rural credit cooperatives is based on internet technology and relies on various business systems to provide customers with perfect financial services.
main feature
The biggest feature of online banking of rural credit cooperatives is convenience. Customers can enjoy the financial services of rural credit cooperatives through the internet without leaving home, and realize account management, self-help financial management, transfer settlement and so on. At the same time, the online banking system of rural credit cooperatives passed the security assessment of the National Information Security Assessment Center, and adopted multiple security protection measures to ensure the security of customer identity authentication, data transmission and passwords.
First, individual customers open online banking.
1. Individual customers need to hold one of the personal debit card, passbook and one-card account of rural credit cooperatives (if not, they can apply for opening a bank card account, passbook or one-card account at the local business organization).
2. Individual customers need to bring relevant valid identity documents to the counter of local business outlets to sign the personal online banking professional edition (the signing can be completed at any outlet under the jurisdiction of affiliated institutions), sign the personal online banking professional edition service agreement, and obtain a dynamic password token (or card).
3. Log in with the contracted user and password and enjoy more services provided by the Professional Edition.
Second, corporate customers open online banking.
1. Corporate customers must be corporate customers of local rural credit cooperatives.
2. Corporate customers need to hold relevant valid certificates of enterprises, relevant certificates of managers, application forms, etc. Go to the counter of the business outlet to open an account through corporate online banking, sign a corporate online banking service agreement, and receive a dynamic password token (or card).
3. The online banking operator adds the teller role assignment to the enterprise online banking, and prints the password envelope of the enterprise online banking teller to the enterprise handling personnel.
4. Operators of enterprise online banking must use dynamic passwords when entering the enterprise online banking system according to tellers provided by business outlets and handling accounting business transactions.