What do you mean by * * * representing the house by shares?
Shared housing means that two or more units or individuals have the right to all the houses owned by * * *, and enjoy the right of defense in advance according to their respective shares. This share does not mean that the house owned by * * * is divided into several parts, and each part has independent ownership. On the contrary, * * * has rights and obligations to the whole house according to the share.
For example, A and B*** have four houses, each with a half share. This does not mean that Xiaohong and Xiaoming each occupy two rooms, but that these four rooms each occupy half of the shares.
What do you mean * * * house stands for * *?
Housing * * * and * * * mean that two or more units or individuals have equal rights to the same house, and they have the right of appeal and defend oneself. * * * and * * * are generally related. Such as: lovers, home, etc. All * * * owners have equal rights to all houses in * * *, and all owners in * * * shall not contradict the application rights of other * * owners.
The second suite has not been returned yet, can I still borrow money to decorate it? Decoration loan can be regarded as a loan product with a relatively high credit line under various financial enterprise groups, and users must find a suitable bank application business process. Compared with the business process of housing loan, the interest rate of decoration loan is not too high, the loan period is short, and the repayment ability of users in the short term is higher.
Can I apply for a decoration loan if I have a loan?
Users can apply for decoration loans if they have loans. No matter whether the loan is successful or not, it is not harmful for users to apply for decoration loans later. Users can apply for decoration loans as long as they meet the application criteria for decoration loans. Even if users have just completed other loan business processes, they can apply for renovation loans again.
Users have long applied for decoration loans separately from other loans and will not be affected by other loans. In other words, lenders can apply for renovation loans as long as they meet the application conditions. The success of the decoration loan application is subject to the approval result of the bank. If the approval fails, the loan application can be resubmitted.
Can I apply for a decoration loan if the loan has not been repaid?
Even if the user has not repaid the loan, he can apply for a decoration loan. As long as the user is not overdue and meets the decoration loan application criteria, the user can apply for loan business. However, users should pay attention to the fact that those who apply for decoration loans must have a reasonable and legal household registration at the local police station, and must have a permanent residence and hold a valid resident identity document before they can handle it.