situation
During their love, Ms. Zhao and Mr. Tong bought a house with the down payment from Mr. Tong's parents. The name of Mr. Tong's father was written on the real estate license, but the decoration and loan after delivery were paid by both of them. Now Ms. Zhao and Mr. Tong have been married for many years. After the introduction of the new marriage law, Zhao Nvshi realized that the ownership of the house should belong to Mr. Tong's parents, even if she contributed, it had nothing to do with herself. Therefore, Ms. Zhao advocates changing the real estate license to her and Mr. Tong. Ms. Zhao wants to ask, how to add a name, and what procedures do you need to go through?
Lawyer's analysis
There are three ways to add the name of the real estate license: 1. Property rights are given; 2. buying and selling houses; 3. Production registration analysis.
First, the real estate license without a loan plus the names of the parents of the wife and children.
1. Bring three certificates (marriage certificate, ID card and real estate license) and a copy;
2. Go to the housing transaction center, and the window staff will review the submitted materials;
3. Costs for adding the name of the real estate license: handling fees (handling fees, membership fees, posting fees).
Second, there is a loan real estate license plus a name.
1. Go to the bank to change the mortgage first;
2. Handling expenses: In addition to the handling fee mentioned above, if the loan is a provident fund, additional expenses are required; If it is a portfolio loan (provident fund loan+commercial loan), there is also an extra charge.
3. Other steps are the same as the previous process without loans.
Third, there is no direct blood relationship between the real estate license and the name.
The situation will be much more complicated, because it will be regarded as a house sale.
Lawyer reminds
If it is pre-marital property, you have to pay taxes if you want to add the name of the other spouse. Anyone who wants to add a name will transfer the property right of 1/2 to him or her, and both parties need to sign a transaction contract and go through the formalities of adding a name at the real estate transaction center together, and both parties have to pay half of the prescribed tax burden.
(The above answers were published on 20 17-02-28. Please refer to the actual situation for the current purchase policy. )
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