According to the two results of applying for a credit card, the inquiry method is different:
1. Credit card application failed.
The application record will not be displayed on the credit report. Only the credit information of the applicant recently inquired by a bank will be displayed, which belongs to the bank inquiry record.
2. The credit card application is approved and the card is issued.
You can find all credit card accounts, credit limits and overdue repayment records in your personal credit records.
Inquiring about personal credit report and inquiring about credit card application records are as follows:
1. Search for "Credit Report" on the webpage, find the website of Credit Information Center of China People's Bank after searching, and then click Enter.
2. After entering, find the Internet personal credit service platform, and then click Enter.
3. After entering, find "Start Now" and click Enter.
4. After entering the login interface, enter the user name, password and verification code, and click Login.
5. After logging in successfully, enter the personal account page, check the credit report under the credit application column, and click to get the dynamic password.
6. Enter the mobile phone dynamic password and click Submit.
7. After receiving the identity verification code, enter the page of obtaining credit information, check the personal credit report, enter the identity verification code, and click Submit.
8. After submission, you can query the credit record on the credit report page.
How to inquire about credit card transaction records
You can check your account balance, bills and other related information through China Bank's mobile banking, "China Bank Credit Card" WeChat official account, colorful life APP, online banking, customer service hotline, outlets and other channels, so as to keep abreast of the current month's account arrears, so as not to delay repayment. If you need to inquire about the bill or transaction details of a year ago, I suggest you call the customer service hotline 4006695566 and select the 0 key to turn to manual service for inquiry.
The above contents are for your reference. Please refer to the actual business regulations.
Do you know how to check the personal information of China Bank's credit card?
You can inquire and modify your personal information through China Bank's mobile banking, "China Bank Credit Card" WeChat official account, China Bank's colorful life APP, China Bank's customer communication applet, China Bank's personal online banking, China Bank's outlets or call China Bank's credit card customer service hotline at 400669566. However, due to the limited personal information modified by each channel, please follow the channel tips.
The above contents are for your reference. Please refer to the actual business regulations.
How to check personal credit card (debit card)?
Personal credit card (debit card) query has three ways to run the query:
1. Telephone inquiry: you need to inquire about the customer service telephone number of the bank by yourself, and inquire about the credit card (debit card) related information handled by your ID card through the customer service staff;
2. Login to the credit information system: you can query your personal credit card (debit card) by running online registration and querying the credit information report with your ID number;
3. Handling at bank outlets: You can bring your ID card to the credit management center of the local People's Bank and check your personal credit card (debit card) with the help of the staff.
How to check whether there is a credit card in your name?
There are three ways to check your own credit card:
1. Telephone inquiry: you need to inquire about the customer service telephone number of the bank by yourself, and inquire about the credit card related information handled by your ID card through the customer service staff;
2. Log in to the credit information system: register your credit information report and personal credit card information through your ID number;
3. Bank outlets: You can bring your ID card to the credit management center of the local People's Bank and check your personal credit card with the help of the staff. Operating environment; Apple 12iOS 14 browser 12.8.7
With the popularity of credit cards, more and more people have become credit card groups. Many people not only apply for credit cards, but also apply for multiple credit cards at the same time. However, with the increase of credit cards, problems inevitably arise in credit card management. Many people are considering canceling some of these credit cards, but they don't know which ones should be cancelled. If you have the following credit cards, you'd better cancel them as soon as possible.
1. Credit card with low credit limit and difficult to pay.
There is such a credit card. Although the threshold for applying for a credit card is not low, the credit limit of a credit card is pitifully low. In addition, it is more difficult to increase the credit card limit later. No matter how hard you try to improve your qualifications, the credit card limit is still very low. If you have this credit card at hand, instead of keeping it all the time, it is better to cancel it indirectly to avoid overdue.
2. Long-term idle credit cards
Many colleagues apply for multiple credit cards just to show off and let others know that they have multiple credit cards at the same time. There are many people applying for credit cards, and the consumer demand is very small. Idle credit cards have a charge for swiping, so they can't repay on time, which is easy to cause overdue. Therefore, canceling the use of credit cards is the best way.
3. Credit cards with serious homogenization
If you have two or more credit cards with similar rights and interests, please choose a credit card with a larger amount, and other credit cards can be cancelled.
4. Credit cards with less rights and interests
This requires careful comparison to find out the credit card cancellation with less rights and activities from your own credit card.
How to check the credit card under my name? Who knows?
There are two ways to check personal credit cards:
First, carry your ID card to the corresponding bank outlets for inquiry, or print a credit report at the local China People's Bank outlets for inquiry.
2. Log in to the website of China People's Bank for inquiry, but you must register first, log in to your account after registration, click "Apply for Credit Information" in "Information Service", then select the information to be inquired, enter the mobile phone number, receive the verification code, and enter it to inquire the information.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Here's how to check credit card information.