How to choose the real estate in Suzhou?
1, the first consideration is sunshine. When the new building opens, the sunshine angle of each room is different, and no one wants to live in a dark place, so the sunshine angle is our first choice.
2. the problem of spaciousness. In every new building, every room is big or small. In the process of choosing a house, we should also consider whether the house is spacious.
3. Balcony, some people like to drink beer and watch the moon on the balcony. Of course, the balcony is not only for these purposes, but also for drying clothes. When choosing a house, individuals need to consider whether they need to buy a room with a balcony.
4. Use: If we choose whether the house is used for living or office, we should also give full consideration to it. Generally speaking, the 3-5 floor room for living is the best. If you work, you will definitely choose it at the first time.
5. Is there a viewing window? Some people like to stop and overlook, while others like to meditate. In the process of buying a house, we also need to observe whether the room has a viewing window. Demand generally depends on the individual.
6. Real estate situation: each real estate will have several buildings when it is sold. If we are shopaholics, then when we choose a house, we must consult whether the property can sign for express delivery and property fees.
What is the down payment ratio of Suzhou house?
1, the down payment ratio of the first suite in Suzhou has nothing to do with the household registration, but with the size of the house purchased by the individual! But the average purchase capital is 30%! But it also depends on the developer and his credit history in the bank! If there is no bad credit record, and the house you buy is a small apartment [the state stipulates that it is a small apartment below 96 square meters], apply for a loan from the bank and make a down payment of 30%!
2, the purchase of non-ordinary housing, the down payment will likely increase to 40%! Pay the developer, pay less if you can! When the loan is not approved, you can make up the down payment.
3. Suzhou provident fund loan policy: that is, if the borrower purchases a house with a building area of less than 90 square meters (including 90 square meters), the down payment ratio of newly-built ordinary housing will be adjusted to not less than 20%, and there is no special requirement for more than 90 square meters, and the maximum loan ratio will still not exceed 80% of the total housing price; The down payment ratio of second-hand housing (stock complete housing) is adjusted to not less than 30%, and the maximum loan ratio still does not exceed 70% of the total housing price.