I can answer your question in two parts.
The first is the level of your total contribution to the provident fund.
From the picture you uploaded, it is obvious that the remittance information in your picture includes personal payment part and company payment part, totaling 1693 yuan, so the personal payment part is 946.5 yuan. This provident fund has exceeded the national level of 70%-80%. We should know that there are still many small and micro enterprises, especially private enterprises, which rarely pay provident fund to their employees in order to save costs. After all, this is a real capital expenditure, and it is unsustainable for ordinary enterprises to make small profits.
Many enterprises pay the provident fund according to the local minimum wage standard and the minimum payment ratio. For example, in Tianjin, the minimum wage income for 20 19 years is 2050 yuan per month, and the company will give you 5% if it takes advantage of the loophole. The company only paid 102.5 yuan, compared with your 946.5 yuan, the monthly provident fund expenditure is 844 yuan, and one year is10/28 yuan. If the company has 100 employees, according to the minimum payment standard, only the provident fund can save10100000 yuan. If the provident fund is not paid at all,
The second is to judge what your salary is.
According to the current national provident fund policy, individual contributions are paid at 5%- 12% of the average salary of employees in the previous year. We can calculate:
If you pay at the lowest rate of 5%, the monthly income is 18930 yuan. According to the data released by Premier Li Keqiang, the national average annual income is 30,000 years, and about 600 million people have a monthly income below 654.38+10,000 yuan. It can be judged that if your income is in the first-tier cities, it belongs to the middle, in the second-tier cities, it belongs to the superior, in the third-tier cities, it belongs to the high income, and in the fourth-tier and below, this income basically exceeds 95% of people.
If you pay according to the highest proportion of 12%, your monthly income is 7887.5 yuan. Then, in second-tier cities, it is at a low level, in third-tier cities, it is at a medium level, and it can be comfortable below the fourth line and the fourth line.
In addition, it is revealed that some companies are more humane and will pay you supplementary provident fund in the form of maintenance fund.
For example, our company pays the 500 yuan Maintenance Fund every month, which can be inquired on the website of the provident fund. When buying a house in the future, priority can be given.
I'm glad to answer your question. I'm @ Dong Ge. Welcome to pay attention and support me.
As for your question, if you pay 1693 yuan of personal provident fund every month, your level is very high. Congratulations, you are blessed!
The cardinality of 0 1 is high. Let me give you an example to analyze. According to the national policy, the enterprise payment is between 5% and 12% of your salary base last year. Here, analyze your payment base according to the highest and lowest examples:
(1) If it is paid by 12%, it will be1693 ÷12% =14108 yuan. It means: your average monthly salary in 2009 was 20 14 108, and your monthly income in14108 * 12 =169300.
(2) If you pay 5%:1693 ÷ 5% = 33,860 yuan, then your average monthly salary in 20 19 years is 33,860 yuan. (The maximum and minimum payment bases have local regulations and standards)
Therefore, your base is more than 10,000 yuan, and your living standard is very high, far higher than most cities. Congratulations!
I met a good enterprise because now the state stipulates that enterprises can choose to pay the provident fund to their employees between 5%- 12%! Therefore, many private enterprises pay you provident fund according to the minimum payment base and the lowest grade, which may be several hundred yuan per month, and the company's part will not exceed 1500 yuan at most, which is relatively low!
When you work in a good enterprise, especially state-owned enterprises, most of them pay the provident fund according to the highest grade in the country, and most companies pay more than 3000 yuan, which is very happy. This is an invisible welfare. When buying a house, you can use the provident fund loan to buy a house. The interest rate is 3.25% (the current domestic interest rate), which is much lower than that of commercial loans. Moreover, you can take out the provident fund money to repay the mortgage, which will save you a lot of money!
Your 1693 yuan is personal, plus the 1693 yuan paid by the company, you have exceeded 3,200 yuan per month. Wow, your level is really high!
On the whole, congratulations, the level is really high! I hope I can help you!
This is the level of young civil servants in Shandong. Two people add up to 3,000 to 4,000, and the mortgage is 700,000 to 800,000. Not bad, not bad, compared with the developed areas in the south.
Coordinate Hangzhou, my wife and I are both state-owned enterprises. I pay 22 15 plus one ***4430 every month, and my wife pays 2400 plus 4800 every month.
Subject remittance 1693, unilateral payment of 846.5. According to the ratio of 12%, the average annual salary (payment base) is 7054 yuan, and the annual income before tax is 84648 yuan. If the proportion of provident fund deposit is reduced, the annual income will be higher than 84648 yuan. Considering many enterprises, declare the provident fund base according to the actual monthly salary, then the actual income will be higher than 7054 yuan.
Take Jiangsu Province where Huige is located as an example. Not long ago, Jiangsu Province released the average annual salary of employees in urban non-private units and urban private units in 20 19, including 98,669 yuan in urban non-private units and 58,322 yuan in urban private units.
The minimum wage of the project is 84,648 yuan, which is higher than the average wage of employees in Jiangsu Province. It can be inferred that this subject is in the upper-middle level nationwide, with a range of 30%-40%.
After reading your provident fund, I went to check mine, and I can't compare it.