It is a commercial house with social security nature. Economically applicable. Economy means that the housing price is moderate compared with the market price in the same period, which is suitable for the affordability of low-income families. Applicability refers to the fact that the building standard of the house cannot be lowered and reduced, and a certain use effect should be achieved.
Like many other countries, affordable housing is a policy arrangement made by the state to solve the housing problem of low-income people, and another rental-oriented housing policy is called low-rent housing.
Affordable housing refers to commercial housing with social security nature. Arrange the construction according to the national economic applicable housing construction plan. The plan is issued by the state in a unified way, the local government allocates land, exempts the land transfer fee, collects the approved fee by half, and determines the sales price according to the principle of meager profit. It has the characteristics of economy and applicability.
Transfer of affordable housing
Economy means that house prices are moderate relative to the market price.
Affordable housing in other countries and regions is generally called public housing, China and Hong Kong are called Home Ownership Scheme (HOS), China and Macau are called affordable housing, China and Taiwan Province are called state housing, and Singapore is called HDB.
At present, the listing conditions of affordable housing, the listing conditions of affordable housing are that after living for 5 years, they can be listed and traded in accordance with the general second-hand housing transactions and sold to anyone; For houses that have not lived for five years, the policy stipulates that they are not allowed to be listed and sold at market prices. Owners who really need to sell such houses can only sell them at a price not higher than the unit price at the time of purchase, and can only sell them to families who meet the conditions for purchasing affordable housing. Affordable housing can only be listed and traded after paying the land transfer fee, and there is no restriction on the transaction objects.
Transfer process of affordable housing
After finalizing the transaction price, delivery date and transfer time of the house, Party A and Party B shall first fill in the Real Estate Sales Contract in the format of JF-9 1-0 1, and sign the names, addresses and contact numbers of both parties on the third page of the contract, and affix their personal seals. Fill in the time and corresponding information of the house in Annex I on the last page (subject to the property ownership certificate), and both parties shall sign and affix their personal seals.
First go to the information desk at the door to get the online sign number;
Line up in the corresponding window and wait for the station-to-station online signing. You can go to the window first and ask for a stock house sales contract information form (self-trading). Fill in the form information. There is a transaction price on the back of the form. This transaction price is the basis for you to pay the deed tax.
After the online signing, the staff at the window will give you a stack of things (a statement on the transfer of trading funds for sales contracts, etc.). ). Then go to the information desk to get two forms (tax declaration and approval form for individual sales of purchased houses, proof of the only living room for families over 5 years), all of which are used to pay deed tax.
Then pay the deed tax at the corresponding window.
Deed tax: 1% 90 to 140 flat (excluding 140)90 flat or less is 1.5%, 140 flat or more (including 3%).
Stamp duty 5 yuan. This stamp duty of 5 yuan needs a buyer to stick it on the buyer's house book.
Exempt from business tax.
Exempt from personal income tax.
The proportion of deed tax is 3%, but it is actually 1.5%.
After you get the deed tax ticket, go to the information desk with the deed tax ticket to get the registration number.
To pay the land transfer fee, it is now called listing to pay the land income.
Handle the formalities of property right transfer with relevant materials. Require the obligee, the * * * person and the applicant to be present, fill in the inquiry record, sign the fingerprint, verify the house ownership certificate, ID card and corresponding forms, and finally input them into the computer, pay the house transaction fee, and receive the house ownership transfer registration business acceptance form. With this form, you can get the house ownership certificate by paying the deed tax and supervision fee within 20 working days. At this time, you can paste invoices: deed tax invoice (blue) and land transfer fee (green), and find two blank A4 papers to paste them respectively;
After the transfer is registered, the buyer can get the house book after 10 working days.