Bank credit certificate, that is, funds and credit, refers to documents that prove the economic strength and credit quality of individuals or organizations. All kinds of honorary certificates, bonds, warehouse receipts, bills of lading, real estate, intellectual property certificates and other rights certificates can be used as credit certificates of the holders of individuals or organizations.
Banks accept customers' applications, collect and sort out customers' capital flow records and related information within the scope of bank records, and issue credit certificates to prove customers' credit status. The credit certificate business handled by our bank is divided into comprehensive credit certificates and single or multiple certificates.
Extended data:
Bank credit is an intermediary business of consultation and witness. By collecting and sorting out the customer's capital transaction records and related information, a credit certificate letter is issued to prove the customer's credit status. Qualification is required when bidding.
Credit reference business is mainly used for commercial and non-commercial purposes such as customers introducing themselves in business dealings, issuing certificates to partnerships and cooperative units, and handling business licenses. Enterprises, institutions, legal persons and other economic organizations with normal accounts and no bad credit records can apply to the bank, fill in the application form for credit certification business and submit relevant documents.
Baidu Encyclopedia-Credit Certificate