1, credit line:1-500,000 (the credit line is valid for one year and automatically extended).
2. Loan term: 6/ 12/24/36.
3. Interest: the loan is repaid with the daily interest equal to the principal and interest, with the daily interest15,000 yuan and the annual interest rate 18%.
4. Access groups: Shenzhen business operators with houses, legal persons (shareholders hold 30% of shares, and the time of registration/change/shareholding is ≥6 months), which are in normal operation and restrict the management of social organizations by the financial industry, real estate industry and the public.
Two. Weizhong Bank Weizhong Easy Loan Application Conditions:
1, age: 22-55;
2. Borrower:
① The business status of the enterprise is "in camp", and the registration time of the enterprise is ≥6 months;
(2) The client shall be an enterprise legal person or a shareholder holding more than 30% of the shares, and have served for more than 6 months;
(3) "three non-customers" are not allowed ("three non-customers" refer to customers with non-local household registration, and the credit report of the People's Bank of China shows that their residence information and occupation information are non-local);
Third, Weizhong Bank Weizhong Easy Loan Credit Information Requirements:
1. Credit cards and quasi-credit cards cannot be frozen, bad debts or stopped payment;
2. The five-level classification status of loans cannot be shown as secondary or suspicious losses, and there can be no guarantor to compensate or pay off debts with assets;
3. The loan cannot appear: within 24 months, m1> 6、M4≥ 1； 12 months, m3 ≥1; Within 6 months, M2≥ 1
Quasi-credit card cannot appear: within 24 months, m1> 6、M4≥2 1； 12 months, m3 ≥1; Within 6 months, ≥1;
4. The status display of external secured loans cannot be secondary, suspicious or loss;
5. There is no requirement for the number of credit inquiries;
Four. Matters needing attention in Weizhong Bank's Weizhong Easy Loan:
1, forbidden area
Xinjiang, Tibet, Gansu, Qinghai, Ningxia, Inner Mongolia, Heilongjiang, Jilin and Liaoning (except Shenyang, Dalian, Changchun and Harbin) are not allowed to register their business licenses.
Step 2 visit the area
The property must be located in Nanjing, Qingdao, Wuxi, Yantai, Shenyang, Linyi, Nanning and Xiamen.
3. Prohibited industries
Society of Finance, Real Estate, Public Administration and Social Security.
4. Application materials
1, the basic information of the enterprise such as the enterprise name and unified social credit code;
2. Name, mobile phone number and ID card of the legal representative of the applicant enterprise;
3. Photos of the front and back of the original legal person ID card;
4. The applicant's real-name first-class savings card;
5. Real estate registration inquiry information;
6. Verification code and inquiry code of real estate property right transfer report.
Verb (abbreviation of verb) Weizhong Bank Weizhong Easy Loan Application Process:
1, white list to report customer service (applicant information+business license);
2. Collect invoice data;
3. Enter data and authorize the credit report;
4. Fill in the house information and upload the house property certification materials/property right verification information;
5. Face recognition;
6, nuclear quantity, electricity test;
7. loans.